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Federal Refund Received

February 8th, 2012 at 09:12 am

My federal income tax refund of $763 posted today. I sent $700 to vacation fund (to repay what I previously "borrowed") and $63 to CurveBall. I'm feeling much better about the balance in CurveBall!

Yesterday I charged a deposit for our Hawaii trip to my Visa. That charge won't show up until next month's bill. Until then, the money will sit in Vacation Fund accruing interest (teensy as it may be).

Mortgage rates for 30 year fixed continue to be 3.875%. (I check twice a day.) They haven't even fluctuated in more than a week. I can't lock yet, still waiting.

3 Responses to “Federal Refund Received”

  1. Miz Pat Says:

    Congrats on your refund. You make me want to refi.

  2. Petunia 100 Says:

    You know Miz Pat, I've been thinking about you, and thinking you should look into doing a refi. Fifteen year loans are at 3.25%. If I recall correctly, you're at 5.375%. A refi may save you some money! You'll have to run the numbers to see.

  3. Jerry Says:

    It's great that you are tracking the rates, and it seems like this could lead to some savings for you in the near future. I hope so! It'd be nice to have the insurance of lopping off a full 2%... good luck!
    Jerry

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