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Today Is The Day

February 14th, 2012 at 04:10 am

Its my birthday, but more importantly, it is the day I can officially begin my refinance. All last week, the rate for a 30 year fixed was 3.875. This morning, 4.0. Isnt't that always the way? :P I did not ask for a lock today.

I have not heard from my mortgage consultant further. So I haven't actually signed anything at all yet. I am sure I am not the only person around here salivating to refinance.

Today in the mail I received my first check from Hauser! It is for $10.00. It is for the period Jan to Oct 2011. I was expecting $21.00 for Jan to Nov 2011. If you exclude November (which was a high volume month), then $10.00 is correct. I really want to chip it, even though my refi makes it seem pointless.

Friday morning J decided he wants to be on the school swim team. The deadline to turn in the paperwork and get a physical is tomorrow. Don't you just love when your kids pull that sort of thing? When I filled out the paperwork, I ran across one sheet which needed to be signed by me in the presence of a school official, who also needed to sign. Well, great. So today I took a long lunch and drove over to the high school to take care of that. It was pouring down rain and I got soaked. Tomorrow immediately after school, J's dad will take him to the dr. for his physical. And tomorrow night J will attend practice and turn everything in. As it happens, practice is 4 nights a week and is held not at the high school J attends, but at the one a few blocks away. Yay! That means J can get himself back and forth from practice with no trouble at all.

On Saturday, I spent the day with my mom, my cousin, and J. My cousin bought some nice travel books for each of us; one on Oahu and one on Hawaii (Big Island). We pored over them, discussing what we would like to see. Wasn't that thoughtful and organized of her? She is sooo like that. (I have LOTS of cousins, but this is the one with whom I have a close relationship.) Her name begins with an L. From now on, I will refer to her as cousin L.

Work is crazy. I don't know what else to say about that.

8 Responses to “Today Is The Day”

  1. LuckyRobin Says:
    1329193064

    Happy Birthday! So many of us in February.

  2. Thrifty Ray Says:
    1329194214

    Happy Birthday to you!

  3. frugaltexan75 Says:
    1329197515

    Happy Birthday!

  4. Campfrugal Says:
    1329226733

    Happy Birthday.

  5. creditcardfree Says:
    1329231605

    Happy Birthday!!

  6. Ima saver Says:
    1329241295

    Hppy birthday, have a great day!

  7. patientsaver Says:
    1329249767

    Have a great birthday!

  8. PNW Mom Says:
    1329254581

    Happy Birthday...have a great day!

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