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Streamline Refinance

May 14th, 2012 at 09:26 pm

Today in the mail I received an offer from my lender (Wells Fargo) to do a streamline re-finance. It states the terms are based on my LTV of 147%. It says no application fee, no appraisal and no closing costs (no kidding). The rate is 4.125.

It was mailed to me by the same guy who did my loan last time, but who didn't return any of my phone calls when I was trying to find out more info about Harp 2.

The Harp 2 refi I have going on right now with Wells Fargo does have closing costs and the rate is 4.375.

Why didn't they mention this program before? The streamline refi is a much, much better deal! I am calling tomorrow.

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