I thought I would start a running tab of my mortgage chips since my last refi in June 2012.

Chips to date: $331.82

Interest savings this month: $1.11

Interest savings to date: $4.54

Eventually, the interest savings on the chips I have already made will compound to $762.24. Assuming I own this house until the mortgage is paid in full, which I probably won't.

Not much progress yet, but increasing steadily.

Chip history details:

Feb 2013 - Wells Fargo Home Visa rewards, $25.00
March 2013 - WF Visa $25.00, budgeted extra $3.37
April 2013 - WF Visa $25.00, budgeted extra $3.37
May 2013 - budgeted extra $3.37
June 2013 - WF Visa $50.00, budgeted extra $3.37
July 2013 - WF Visa $50.00, ? $5.00, budgeted extra $3.37
Aug 2013 - WF Visa $25.00, budgeted extra $3.62
Sept 2013 - budgeted extra $13.62, Pine Cone $6.00, wallet sweep $4.00, HauserNet $1.50
Oct 2013 - InBox Dollars $41.53, budgeted extra $13.62, wallet sweep $8.00, wallet sweep $7.00, Dwolla $5.08, Pine Cone $3.00, HauserNet $3.00

Total: $331.82