Last week, I did a wallet sweep and had $3 to apply to my car loan. A client who usually sends me a holiday card with a crisp $100 inside came through yet again. I applied that $100 to my car loan too.
So, my first scheduled car payment has finally posted. My extra principal payments thus far have eliminated 3 payments from the end. All told, that is 4 down with 68 to go.
I have updated my Car Note Page, if you care to take a peek.
And I had an unexpected surprise. According to my statement, my loan rate is 3.49%. My contract plainly says 3.697%. So I guess the 3.697 quoted includes the $99 fee which was tacked on? That is the only thing I can think of. Not that I am complaining, mind you.
If they want to reduce my rate further, I am OK with that.
Car Payment #1
December 23rd, 2014 at 09:00 pm
December 23rd, 2014 at 09:24 pm 1419369855
Enjoy your new wheels and wishing you a Happy holiday season.
December 23rd, 2014 at 09:58 pm 1419371880
December 23rd, 2014 at 10:02 pm 1419372124
December 24th, 2014 at 11:31 pm 1419463890