About Me

Petunia 100

I am a 50 year old divorced mother of two, trying to build financial security for myself. One of my chicks has flown the nest; one is still flapping his wings and preparing for takeoff.

I enjoy reading personal finance blogs and watching Vlogs. I am working on doing a better job planning and budgeting. If I had planned and budgeted better, I would not have resorted to a Heloc draw to pay for my new roof.

I live in the beautiful central valley of California, but am soon to be relocating to California's gold country.

Debt:
__mortgage $160,725.00 (4.125%)
__car $9,349.09 (3.95%)
__heloc $9,000.00 (4.24%)
__AmEx $7,800.00 (0.0%)

Cash savings:
__WF Savings $5,406.60
__BP Savings $5,011.08
__GS Savings $4,657.51

Retirement savings (7/31/17):
__Traditional IRA $178,640.80
__Simple IRA $59,944.56
__Roth IRA $34,199.13

2017 CC Rewards: $426.71
2016 CC Rewards: $958.88
2015 CC Rewards: $611.84
2014 CC Rewards: $1,141.38

My Pages

Mortgage Chips To Date

July 6th, 2015 at 05:17 pm

I have made my scheduled mortgage payment, along with an extra $7.07. I enjoyed another $25 credit from Wells Fargo Home Mortgage Visa. My new balance is $168,850.00.

Chips to date: $1,747.53

Interest savings this month: $6.29

Interest savings to date: $93.80

Eventually, the interest savings on the chips I have already made will compound to $3,798.50, provided I own this house until the mortgage is paid in full. Which I won't. Stick Out Tongue

Gosh, these entries are boring. I want something more exciting to happen.

Posted in Mortgage Chips | 4 Comments »

4 Responses to “Mortgage Chips To Date”

starfishy Says:
July 6th, 2015 at 05:51 pm

i love your chippy updates!!! they illustrate so well how putting seemingly inconsequential amounts of money toward something adds up to big savings. you've managed to chip off $1747 - that's so cool!! uh-oh, does this mean i'm boring?
Petunia 100 Says:
July 6th, 2015 at 09:57 pm

You are too kind, Starfishy.
CB in the City Says:
July 7th, 2015 at 12:34 pm

Be careful what you wish for!
scfr Says:
July 7th, 2015 at 07:18 pm

It's all the little "boring" stuff that adds up to great stuff cumulatively!

Reaching For Financial Security

a delicate little flow-ah

Mortgage Chips To Date

4 Responses to “Mortgage Chips To Date”

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