About Me

Petunia 100

I am a 51 year old divorced mother of two, trying to build financial security for myself. My chicks have both flown the nest, so I flew it too, and plan to sell that sucker.

I enjoy reading personal finance blogs and watching Vlogs. I am working on doing a better job planning and budgeting. My hope is to semi-retire in my mid to late 50s.

I live in California's beautiful gold country, 7 twisty-turny mountain miles from the nearest tiny town. This is rural living, folks.

Debt:
__mortgage $155,125.00 (4.125%)
__heloc2 $11,900.00 (4.5%)
__heloc3 $10,500.00 (5.0%)
__BoA MC $8,400.00 (0.0%)
__heloc1 $7,400.00 (4.24%)
__CR-V $7,186.00 (3.95%)
__Kay $2,823.16 (0.0%)

Cash savings:
__PNC Savings $1,000.00
__WF Savings $10.00

Retirement savings (11/30/18):
__Traditional IRA $251,064.61
__Roth IRA $36,863.56
__457 Plan $6,222.06

2018 CC Rewards: $532.25
2017 CC Rewards: $815.69
2016 CC Rewards: $958.88
2015 CC Rewards: $611.84
2014 CC Rewards: $1,141.38

My Pages

Mortgage Chips To Date

July 6th, 2015 at 10:17 am

I have made my scheduled mortgage payment, along with an extra $7.07. I enjoyed another $25 credit from Wells Fargo Home Mortgage Visa. My new balance is $168,850.00.

Chips to date: $1,747.53

Interest savings this month: $6.29

Interest savings to date: $93.80

Eventually, the interest savings on the chips I have already made will compound to $3,798.50, provided I own this house until the mortgage is paid in full. Which I won't. Stick Out Tongue

Gosh, these entries are boring. I want something more exciting to happen.

Posted in Mortgage Chips | 4 Comments »

4 Responses to “Mortgage Chips To Date”

starfishy Says:
July 6th, 2015 at 10:51 am

i love your chippy updates!!! they illustrate so well how putting seemingly inconsequential amounts of money toward something adds up to big savings. you've managed to chip off $1747 - that's so cool!! uh-oh, does this mean i'm boring?
Petunia 100 Says:
July 6th, 2015 at 02:57 pm

You are too kind, Starfishy.
CB in the City Says:
July 7th, 2015 at 05:34 am

Be careful what you wish for!
scfr Says:
July 7th, 2015 at 12:18 pm

It's all the little "boring" stuff that adds up to great stuff cumulatively!

Reaching For Financial Security

a delicate little flow-ah

Mortgage Chips To Date

4 Responses to “Mortgage Chips To Date”

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