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Net Worth 10-31-14

November 4th, 2014 at 08:52 am

Cash is up. Smile
Debt is down. Smile
Investments are up. Smile
Home value estimate is up. Smile

Net Worth 9-30-14

October 1st, 2014 at 09:49 am

Cash is up. Smile
Debt is down. Smile
Investments are down. Frown
Home estimate is down. Frown


Net Worth 8-31-14

September 3rd, 2014 at 09:09 am

Cash is up. Smile
Debt is down. Smile
Investments are up. Smile
Home value estimate is down. Frown

Net Worth 7-31-14

August 1st, 2014 at 11:41 am

Cash is down. Frown
Debt is down. Smile
Investments are down. Frown
Home value estimate is up. Smile




Car Fund Update:

I received $4.25 from HauserNet and added that to car fund. With that deposit plus yesterday's interest, it is up to $383.72

Credit Card Rewards Update:

My Wells Fargo Home Rewards Visa still gets some use. It automatically redeems in increments of $25. When the billing cycle closed last week, sufficient rewards were available and so $25 was applied to my mortgage balance. So, I made another mortgage chip despite myself. Smile

Net Worth 6-30-14

June 30th, 2014 at 04:00 pm

Cash is down. Frown
Debt is down. Smile
Investments are up. Smile
Home value estimate is up. Smile

Net Worth 5-31-14

June 2nd, 2014 at 07:55 am

Cash is up. Smile
Debt is down. Smile
Investments are up. Smile
Home value estimate is up. Smile

Net Worth 4-30-14

April 30th, 2014 at 03:01 pm

Oh, a milestone reached! If I cashed in my traditional IRAs allowing 20% to be withheld, cashed in my Roth, and used my available cash....I could pay off my mortgage and have $5,242.02 left! Of course, I'd have to save as much as I could to pay the big tax bill that was looming on the horizon, but I'd be debt free, baby!

I have no intention of doing this, it's just a cool milestone. Smile

Cash is up. Smile
Debt is down. Smile
Investments are up. Smile
Home value is up. Smile


March 2014 Net Worth

April 2nd, 2014 at 04:54 pm

Cash is up. Smile
Debt is down. Smile
Investments are up. Smile
Home value is down. Frown

February 2014 Net Worth

March 3rd, 2014 at 06:54 am

Cash is up. Smile
Debt is down. Smile
Investments are up. Smile
Home estimate is up. Smile





January 2014 Net Worth

February 2nd, 2014 at 04:21 pm

Here is my update. Things are plugging along nicely.

Cash is up. Smile
Debt is down. Smile
Investments are down. Frown
Home value is up. Smile

December 2013 Net Worth

January 1st, 2014 at 08:58 pm

Cash is up. Smile
Debt is down. Smile
Investments are up. Smile
Home value is up. Smile



Ceejay is a genius! Smile

November 2013 Net Worth

November 30th, 2013 at 05:53 pm

Cash is up. Smile
Debt is down. Smile
Investments are up. Smile
Home value is up. Smile



October 2013 Net Worth

October 31st, 2013 at 06:21 pm

Cash is up. Smile
Debt is down. Smile
Investments are up. Smile
Home value is up. Smile

September 2013 Net Worth

September 30th, 2013 at 07:30 pm

Cash is down. Frown
Debt is down. Smile
Investments are up. Smile
Home value is up. Smile




According to Trulia today, my home value is 179k right now! I hope that is true, but I am skeptical. If it were true, I wouldn't be upside down very much (factoring in selling costs, still a bit upside down). But Redfin and Zillow are both up, too. So, the trend is exciting. Once again, I am using the average of the three values in my NW statement.

August 2013 Net Worth

August 31st, 2013 at 08:31 pm

Cash is down. Frown
Debt is down. Smile
Investments are down. Frown
Home value is up. Smile



This month my home value is an average of the values given by Redfin, Trulia, and Zillow.

I was not able to get an estimate of my car value from kbb.com. The site has changed a bit and it seems now you must register first. I didn't want to register, so I just wrote the value down $100 and called it good.

July 2013 Net Worth

July 31st, 2013 at 08:10 pm

Cash is up. Smile
Debt is down. Smile
Investments are up. Smile
Home value is up. Smile

June 2013 Net Worth

July 9th, 2013 at 04:33 pm

Cash is down. Frown
Debt is down. Smile
Investments are down. Frown
Zestimate is ?

Since I was not able to update my home and car value estimates on June 30th, I have just left them alone. The estimates are those from May 31st.

May 2013 Net Worth

May 31st, 2013 at 04:33 pm

Cash is up. Smile
Debt is down. Smile
Investments are down. Frown
Zestimate is up. Smile

April 2013 Net Worth

April 30th, 2013 at 09:07 pm

Cash is up. Smile
Debt is down. Smile
Investments are up. Smile
Zestimate is up. Smile

March 2013 Net Worth

March 31st, 2013 at 08:47 am

February 2013 Net Worth

February 28th, 2013 at 07:11 pm

Cash is down. Frown
Debt is down. Smile
Investments are up. Smile
Zestimate is up. Smile



And look at this...for the first time since my divorce, if I liquidated everything I could theoretically pay off my mortgage, and have a whole $101.39 left. Smile

Theoretical, because of course there would be severe tax consequences to completely liquidating my retirement accounts.

I continue to think Zillow has my home value too low. Trulia says 137k, which may or may not be true, but nonetheless does make me Smile.

January 2013 Net Worth

February 2nd, 2013 at 07:45 pm

Cash is up. Smile
Debt is down. Smile
Investments are up. Smile
Home Zestimate is up.Smile



This is the highest my net worth has been in quite a few years. It's very encouraging. I'm no spring chicken, so I need it to climb quite a bit during the next two decades.

December 2012 Net Worth

December 31st, 2012 at 03:40 pm

Cash is up. Smile
Debt is down. Smile
Investments are up. Smile
Home Zestimate is up. Smile

November 2012 Net Worth

December 1st, 2012 at 11:16 am

Debt is down. Smile
Cash is up. Smile
Investments are up.Smile
Home Zestimate is up. Smile




October 2012 Net Worth

November 1st, 2012 at 07:15 am

Debt is up. Frown
Cash is up. Smile
Investments are up. Smile
Home Zestimate is up. Smile

September 2012 Net Worth

October 11th, 2012 at 06:55 pm

Debt is down. Smile
Cash is down. Frown
Investments are up. Smile
Home Zestimate is down. Frown

August 2012 Net Worth

September 1st, 2012 at 04:42 pm

Debt is down. Smile
Cash is up. Smile
Investments are up. Smile
Home Zestimate is down. Frown

July 2012 Net Worth

July 31st, 2012 at 04:48 pm

Debt is up. Frown
Cash is down. Frown
Investments are up. Smile
Home Zestimate is down. Frown



What is that? Is that a new low for my home value? Yes, I believe that is what we are seeing.

June 2012 Net Worth

July 6th, 2012 at 10:24 am

I actually took the time to note my net worth figures on 6/30/12, while I was on vacation in Hawaii!

Debt is up. Frown
Cash is down. Frown
Investments are up. Smile
Home Zestimate is down. Frown

May 2012 Net Worth

June 1st, 2012 at 09:22 am



Well, my Simple IRA money ($2,215.35) did not make it in time to show up on this net worth statement.

My cash is down due to paying for our Hawaii trip.

Investments are down due to market movements.

House value is down.

Car value is up. This continues to surprise me. I've done much better on the car I purchased new than the foreclosed house I purchased at a steep discount! Lol, who'd have ever suspected such a thing could be true?

Debt is down, but will soon jump up a little.

All in all, my net worth is sagging. It is frustrating, but ups and downs are to be expected. I am looking forward to my refi being done, switching my cell plan from AT & T to Ting, and switching my gym membership. Between the 3, I will be able to make nice increases to my monthly savings deposits.


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