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Car Fund Update

October 15th, 2014 at 05:05 pm

Today is payday, so my scheduled savings transfers are happening any minute now.

I have made another $20 from a payday loan. The co-worker keeps insisting, so I take it. I have been trying to talk her into opening a savings account for YEARS now, but so far she has not. I have been regularly giving her loans "until payday" for about 6 months now. She always pays me on payday, but a week later asks for another loan. Most recently, I loaned her $160.

I just redeemed $62.36 in rewards from Capital One Quicksilver. I charged the cruise tickets, so that is why it was more than usual. (Even though my mother is paying for our cruise, I charged the tickets to earn rewards points. She has already reimbursed me, and I have already sent the payment off to Capital One).

Previous Car Fund Balance: 1,388.80
Budgeted monthly deposit: 170.00
Payday loan: 20.00
CC rewards: 62.36
New Car Fund Fund Balance: 1,641.16

And credit card rewards are up to $996.33 for the year! Yes, I will definitely make 1k in rewards this year.

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