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Courtesy of Monkey Mama...

October 25th, 2013 at 03:37 pm

...I will have a lower home insurance bill. Yay!

I received my renewal a week or so ago. As always, the new premium crept up a bit from last time. The bill is $912.

This morning, after reading Monkey Mama's latest blog post, I pulled out my renewal, went to State Farm's website, and submitted a request for a rate quote. I can get the exact same coverage for $695, saving me $217.00 Smile

Since I have an impound account for property taxes and homeowner's insurance, I will not see any monthly savings now. But, when my account is analyzed and adjusted next year, I will enjoy some combination of lower monthly payments and/or a refund.

6 Responses to “Courtesy of Monkey Mama...”

  1. creditcardfree Says:

    Awesome! I love how the mention savings by someone else spurs us on to save on our own bills.

  2. Petunia 100 Says:

    Me too, CCF. This is an awesome community. Smile

  3. MonkeyMama Says:

    Awesome! I really didn't expect much for you, because we have multi-line and loyalty discounts (the loyalty discount is the kicker after being with them many years - have never found any cheaper insurance).

    But, I am still glad you checked! It never hurts to ask. Big Grin

  4. scfr Says:

    Great news - congratulations!

  5. ND Chic Says:

    I think you can request your mortgage company to do an escrow analysis so your payment goes down now.

  6. Petunia 100 Says:

    ND Chic, that's a great idea. Thank you. Smile

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