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Archive for February, 2014

January 2014 Budget Report

February 7th, 2014 at 09:54 am



Everything Else for January includes $266.05 in medical expenses and $35 for my driver's license renewal.

Three Fund Portfolio

February 5th, 2014 at 08:56 am

I have decided to sell my Reits, Tips, and Small Value and stick with the three fund portfolio. Smile

Mortgage Chips To Date

February 4th, 2014 at 09:20 am

I made my very first mortgage chip on this mortgage in February of 2013. That first month, I saved $.09 of interest. This month, I saved $2.02. While it is still not much, it is picking up speed. Smile This coming month, even with no new chips, I will save interest on $600.01 + $9.33, which will amount to $2.09.

Update: And there will definitely be new chips, as I just now chipped another $13.19 from credit card rewards redeemed today.

My mortgage payment posted today, bringing the balance down to $174,823.64.

Chips this month:
CC rewards $108.64
budgeted extra $18.62
wallet sweeps $13.00
HauserNet $8.00

Chips this month: $148.26

Chips to date: $600.01

Interest savings this month: $2.02

Interest savings to date: $9.33

Eventually, the interest savings on the chips I have already made will compound to $1,359.50, provided I own this house until the mortgage is paid in full.


Approved for Discover It

February 2nd, 2014 at 07:52 pm

I was just approved for the Discover It spend $750 in the first 3 months and get a $150 bonus. That will make a sweet little mortgage chip, whoo hoo!

BF had a realtor and a house flipper guy to his house today. The flipper is a licensed electrician, but knows how to do other work around the house too. They are working on a plan to have the house listed in a month. Think happy thoughts, cross your fingers and toes, make your pet cross its toes too! Oh please, list that house already!


January 2014 Net Worth

February 2nd, 2014 at 04:21 pm

Here is my update. Things are plugging along nicely.

Cash is up. Smile
Debt is down. Smile
Investments are down. Frown
Home value is up. Smile