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Viewing the 'Mortgage Chips' Category

Mortgage Chips To Date

July 8th, 2017 at 10:09 pm

My mortgage payment has posted. This month I paid an additional $5.35. My new balance is $161,050.00.

Chips to date: $2,185.82

Interest savings this month: $8.40

Interest savings to date: $272.55

Eventually, the interest savings on the chips I have already made will compound to $4,616.56, provided I own this house until July 1, 2042. Which I definitely won't. Stick Out Tongue

Mortgage Chips To Date

June 5th, 2017 at 11:19 pm

My mortgage payment has posted. This month I paid an additional $6.46. My new balance is $161,375.00.

Chips to date: $2,180.47

Interest savings this month: $8.36

Interest savings to date: $264.15

Eventually, the interest savings on the chips I have already made will compound to $4,607.34, provided I own this house until July 1, 2042. Which I probably won't. Stick Out Tongue

Mortgage Chips To Date

May 3rd, 2017 at 06:15 pm

My mortgage payment has posted. This month I paid an additional $7.58. My new balance is $161,700.00.

Chips to date: $2,174.01

Interest savings this month: $8.30

Interest savings to date: $255.79

Eventually, the interest savings on the chips I have already made will compound to $4,596.11, provided I own this house until July 1, 2042. Which I probably won't. Stick Out Tongue

Mortgage Chips To Date

April 4th, 2017 at 07:00 pm

My mortgage payment has posted. This month I paid an additional $8.70. My new balance is $162,025.00.

Chips to date: $2,166.43

Interest savings this month: $8.24

Interest savings to date: $247.49

Eventually, the interest savings on the chips I have already made will compound to $4,582.66, provided I own this house until July 1, 2042. Which I probably won't. Stick Out Tongue

Mortgage Chips To Date

March 4th, 2017 at 12:22 am

My mortgage payment has posted. This month I paid an additional $9.82. My new balance is $162,350.00.

Chips to date: $2,157.73

Interest savings this month: $8.17

Interest savings to date: $239.25

Eventually, the interest savings on the chips I have already made will compound to $4,567.53, provided I own this house until July 1, 2042. Which I probably won't. Stick Out Tongue

Mortgage Chips To Date

February 9th, 2017 at 02:46 am

My mortgage payment has posted. This month I paid an additional $10.93. My new balance is $162,675.00.

Chips to date: $2,147.91

Interest savings this month: $8.11

Interest savings to date: $231.08

Eventually, the interest savings on the chips I have already made will compound to $4,550.18, provided I own this house until July 1, 2042. Which I probably won't. Stick Out Tongue

Mortgage Chips To Date

January 6th, 2017 at 02:58 am

My mortgage payment has posted. This month I paid an additional $12.05. My new balance is $163,000.00.

Chips to date: $2,136.98

Interest savings this month: $8.04

Interest savings to date: $222.97

Eventually, the interest savings on the chips I have already made will compound to $4,530.79, provided I own this house until July 1, 2042. Which I probably won't. Stick Out Tongue

Mortgage Chips To Date

December 5th, 2016 at 07:50 pm

My mortgage payment has posted. This month I paid an additional $13.17. My new balance is $163,325.00.

Chips to date: $2,124.93

Interest savings this month: $7.97

Interest savings to date: $214.93

Eventually, the interest savings on the chips I have already made will compound to $4,509.16, provided I own this house until July 1, 2042. Which I probably won't. Stick Out Tongue

Mortgage Chips To Date

November 4th, 2016 at 08:10 pm

My mortgage payment has posted. This month I paid an additional $14.28. My new balance is $163,650.00.

Chips to date: $2,111.76

Interest savings this month: $7.90

Interest savings to date: $206.96

Eventually, the interest savings on the chips I have already made will compound to $4,485.24, provided I own this house until July 1, 2042. Which I probably won't. Stick Out Tongue

Mortgage Chips To Date

October 10th, 2016 at 02:44 am

My mortgage payment has posted. This month I paid an additional $15.40. My new balance is $163,975.00.

Chips to date: $2,097.48

Interest savings this month: $7.82

Interest savings to date: $199.06

Eventually, the interest savings on the chips I have already made will compound to $4,464.64, provided I own this house until July 1, 2042. Which I probably won't. Stick Out Tongue

Mortgage Chips To Date

September 2nd, 2016 at 03:16 pm

My mortgage payment has posted. This month Wells Fargo Home Rewards Visa paid an additional $25.00 and I paid an additional $16.52. My new balance is $164,300.00.

Chips to date: $2,082.08

Interest savings this month: $7.73

Interest savings to date: $191.24

Eventually, the interest savings on the chips I have already made will compound to $4,431.49, provided I own this house until July 1, 2042. Which I probably won't. Stick Out Tongue

Mortgage Chips To Date

August 2nd, 2016 at 12:14 am

My mortgage payment has posted. This month I paid an additional $17.72. My new balance is $164,650.00.

Chips to date: $2,040.56

Interest savings this month: $7.56

Interest savings to date: $183.51

Eventually, the interest savings on the chips I have already made will compound to $4,355.41, provided I own this house until July 1, 2042. Which I probably won't. Stick Out Tongue

Mortgage Chips To Date

July 6th, 2016 at 04:15 pm

My mortgage payment has posted. This month I paid an additional $18.84. My new balance is $164,975.00.

Chips to date: $2,022.84

Interest savings this month: $7.47

Interest savings to date: $175.95

Eventually, the interest savings on the chips I have already made will compound to $4,322.91, provided I own this house until July 1, 2042. Which I probably won't. Stick Out Tongue

Mortgage Chips To Date

June 2nd, 2016 at 04:33 am

My mortgage payment has posted. This month I paid an additional $19.96. My new balance is $165,300.00.

Chips to date: $2,004.00

Interest savings this month: $7.37

Interest savings to date: $168.48

Eventually, the interest savings on the chips I have already made will compound to $4,287.95, provided I own this house until July 1, 2042. Which I probably won't. Stick Out Tongue

Mortgage Chips To Date

May 4th, 2016 at 07:25 pm

My mortgage payment has posted. This month I paid an additional $21.07. My new balance is $165,625.00.

Chips to date: $1,984.04

Interest savings this month: $7.28

Interest savings to date: $161.11

Eventually, the interest savings on the chips I have already made will compound to $4,250.98, provided I own this house until July 1, 2042. Which I probably won't. Stick Out Tongue

Mortgage Chips To Date

April 2nd, 2016 at 07:39 pm

My mortgage payment has posted. This month I paid an additional $22.19. Wells Fargo Home Rewards Visa automatically applied $25.00 of rewards. My new balance is $165,950.00.

Chips to date: $1,962.97

Interest savings this month: $7.18

Interest savings to date: $153.83

Eventually, the interest savings on the chips I have already made will compound to $4,211.46, provided I own this house until the mortgage is paid in full. Which I probably won't. Stick Out Tongue

Mortgage Chips To Date

March 5th, 2016 at 01:47 am

My mortgage payment has posted. This month I paid an additional $23.39 just to round out the balance. My new balance is $166,300.00.

Chips to date: $1,915.78

Interest savings this month: $6.99

Interest savings to date: $146.65

Eventually, the interest savings on the chips I have already made will compound to $4,122.23, provided I own this house until the mortgage is paid in full. Which I probably won't. Stick Out Tongue

Mortgage Chips To Date

February 2nd, 2016 at 05:35 pm

My mortgage payment has posted. This month I paid an additional $24.51 just to round out the balance. My new balance is $166,625.00.

Chips to date: $1,892.39

Interest savings this month: $6.88

Interest savings to date: $139.66

Eventually, the interest savings on the chips I have already made will compound to $4,078.13, provided I own this house until the mortgage is paid in full. Which I probably won't. Stick Out Tongue

Mortgage Chips To Date

January 1st, 2016 at 05:59 pm

This month is a bit different, since I paid January's mortgage payment early in December. This morning I went ahead and paid an additional $25.71 to principal. I received another $25 credit from WF Home Rewards Visa which they applied on 12/30. My new balance is $166,950.00.

Chips to date: $1,867.88

Interest savings this month: $6.68

Interest savings to date: $132.78

Eventually, the interest savings on the chips I have already made will compound to $4,031.22, provided I own this house until the mortgage is paid in full. Which I won't. Stick Out Tongue

Mortgage Chips To Date

December 2nd, 2015 at 05:25 pm

I have made my scheduled mortgage payment, along with an extra $1.75. My new balance is $167,300.00.

Chips to date: $1,817.17

Interest savings this month: $6.65

Interest savings to date: $126.10

Eventually, the interest savings on the chips I have already made will compound to $3,934.03, provided I own this house until the mortgage is paid in full. Which I won't. Stick Out Tongue

Mortgage Chips To Date; BF House Update

November 4th, 2015 at 04:05 pm

I have made my scheduled mortgage payment, along with an extra $2.86. I received another $25 credit from WF Home Rewards Visa. My new balance is $167,625.00.

Chips to date: $1,815.42

Interest savings this month: $6.54

Interest savings to date: $119.45

Eventually, the interest savings on the chips I have already made will compound to $3,882.41, provided I own this house until the mortgage is paid in full. Which I won't. Stick Out Tongue

Well, BF's house is still in escrow. The final inspections have been done, resulting in a very short list of requests from the buyers. They wanted another pest inspection to determine if mice are present (old droppings found in the attic), they wanted the antenna removed from the roof, and they wanted "debris" (mostly pine needles) removed from the roof and rain gutters. Those were all reasonable requests and they have all been done. Just waiting now for it to close. Maybe this week; maybe not.

I let BF use my credit cards to charge property taxes for his timber property. Three parcels, 100+ acres in total with several houses and other buildings. The county would have auctioned them off for back taxes next week. Oh, that man. Mad He had been counting on the house selling well before now, but it just did not work out that way. I was pretty stressed about becoming financially responsible to repay those taxes. BF took out a term life insurance policy on himself to benefit me, just in case something should happen to him before the house sale is final, because I would be really screwed. With "convenience fees", the property taxes came to right at 18k. The three parcels are worth 800k-ish.

Mortgage chips To Date

October 5th, 2015 at 06:47 pm

I have made my scheduled mortgage payment, along with an extra $3.98. I received another $25 credit from WF Home Rewards Visa. My new balance is $167,950.00.

Chips to date: $1,787.56

Interest savings this month: $6.41

Interest savings to date: $112.91

Eventually, the interest savings on the chips I have already made will compound to $3,828.01, provided I own this house until the mortgage is paid in full. Which I won't. Stick Out Tongue

I did not update my "My Mortgage Amortization" page, since the pics won't upload anyway.

Next month should see another $25 chip from credit card rewards.

Mortgage Chips To Date

September 3rd, 2015 at 04:07 pm

I have made my scheduled mortgage payment, along with an extra $5.01. My new balance is $168,250.00.

Chips to date: $1,758.58

Interest savings this month: $6.37

Interest savings to date: $106.50

Eventually, the interest savings on the chips I have already made will compound to $3,820.28, provided I own this house until the mortgage is paid in full. Which I won't. Stick Out Tongue

I did not update my "My Mortgage Amortization" page, since the pics won't upload anyway.

Mortgage Chips To Date

August 4th, 2015 at 05:05 pm

I have made my scheduled mortgage payment, along with an extra $6.04. My new balance is $168,550.00.

Chips to date: $1,753.57

Interest savings this month: $6.33

Interest savings to date: $100.13

Eventually, the interest savings on the chips I have already made will compound to $3,810.60, provided I own this house until the mortgage is paid in full. Which I won't. Stick Out Tongue

I decided to add a page for my mortgage amortization. I didn't post the entire thing, just my progress from the beginning and then the very end. The cells highlighted in green mean those payments have already happened. The cells highlighted in pink at the end mean those payments will never happen, they have been eliminated. I so enjoy highlighting cells in pink.

Mortgage Chips To Date

July 6th, 2015 at 05:17 pm

I have made my scheduled mortgage payment, along with an extra $7.07. I enjoyed another $25 credit from Wells Fargo Home Mortgage Visa. My new balance is $168,850.00.

Chips to date: $1,747.53

Interest savings this month: $6.29

Interest savings to date: $93.80

Eventually, the interest savings on the chips I have already made will compound to $3,798.50, provided I own this house until the mortgage is paid in full. Which I won't. Stick Out Tongue

Gosh, these entries are boring. I want something more exciting to happen.

Mortgage Chips To Date

June 4th, 2015 at 09:01 pm

I have made my scheduled mortgage payment, along with an extra $8.13. My new balance is $169,175.00.

Chips to date: $1,715.46

Interest savings this month: $6.15

Interest savings to date: $87.51

Eventually, the interest savings on the chips I have already made will compound to $3,734.69, provided I own this house until the mortgage is paid in full. Which I won't. Stick Out Tongue

Mortgage Chips To Date

May 5th, 2015 at 05:26 pm

I have made my scheduled mortgage payment, along with an extra $9.28. I have received yet another $25.00 credit from WFHM Rewards Visa. My new balance is $169,475.00.

Chips to date: $1,707.33

Interest savings this month: $6.10

Interest savings to date: $81.36

Eventually, the interest savings on the chips I have already made will compound to $3,718.54, provided I own this house until the mortgage is paid in full. Which I won't. :P

Mortgage Chips To Date

April 3rd, 2015 at 05:17 pm

I have made my scheduled mortgage payment, along with an extra $10.34. My new balance is $169,800.00. I'm pretty excited to be under 170k! Smile

Chips to date: $1,673.05

Interest savings this month: $5.95

Interest savings to date: $75.26

Eventually, the interest savings on the chips I have already made will compound to $3,649.73, provided I own this house until the mortgage is paid in full.

Mortgage Chips To Date

March 4th, 2015 at 08:48 pm

I have made my scheduled mortgage payment, along with an extra $11.45. I received another $25 credit from WF Home Rewards Visa. My new balance is $170,100.00. An exciting milestone is on the horizon.

Chips to date: $1,662.71

Interest savings this month: $5.80

Interest savings to date: $69.31

Eventually, the interest savings on the chips I have already made will compound to $3,578.75, provided I own this house until the mortgage is paid in full.

Mortgage Chips To Date

February 3rd, 2015 at 04:36 pm

I have made my scheduled mortgage payment, along with an extra $12.50. I enjoyed a $25 principal payment from Wells Fargo Home Rewards Visa for the second month in a row. Smile My new balance is $170,425.00.

Chips to date: $1,626.26

Interest savings this month: $5.74

Interest savings to date: $63.51

Eventually, the interest savings on the chips I have already made will compound to $3,555.33, provided I own this house until the mortgage is paid in full.


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