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Archive for May, 2015

Open House Tomorrow; Video of Home

May 23rd, 2015 at 12:29 am

At long, long last...there is an open house tomorrow at BF's house! I thought this day would never come.

Here's a video the realtor commissioned. It's on YouTube.

https://youtu.be/5hyYuC4gC6w

There is nothing else to do but wait for an offer. Hopefully, it will be a short wait.

Car Payment #6

May 21st, 2015 at 01:11 pm

My sixth scheduled car payment has posted. I have updated the spreadsheet on my "My Car Note" page, if you care to take a peek.

This month extra principal payments included $300 from my part-time job, $67.11 from credit card rewards, $50.00 from re-directed E fund deposit, and $22.00 from two wallet sweeps.

Twelve payments have now been eliminated from the end, leaving 54 payments to go.

Prom Night

May 10th, 2015 at 08:51 pm

Here is my son, heading out to pick up his prom date.



I've been having a spendy month already. Between prom, bad news from the dentist, and another expensive repair for J's car, I am trying to pinch my remaining pennies. This month I received what I expect is my last child support check. My car insurance premium is due June 2, to the tune of $1587 (6 months). So lots of dollars lining up to leave my wallet as quickly as they can. I believe I will make it through with no debt, but CurveBall is going to be back to square one. Again. These expenses are what CurveBall is for, but I still hate to see it happen. Of course I put them all on a rewards card, but will rely on CurveBall to pay the bill.

I have decided to stop my $50 monthly contribution to E Fund and send it to my car loan instead. E Fund is fat enough for now, I want out from under that car loan.

BF's House Hitting Market

May 5th, 2015 at 07:03 pm

At long last, BF's house is about to hit the market! A drone will be making a video this week, as soon as the link is live I will share it so you can take a tour, if you like. There is an open house this coming Sunday. I am told the asking price is 1.2m. Should I make an offer? Stick Out Tongue

So last weekend as I was enjoying my last naked hot tub weekend in that beautiful pool room, BF was saying that what he would really like for his next house is to recreate that one, on a smaller and more modest scale. Instead of the pool room being in the house, it could be a covered patio. Instead of a pool and hot tub, just a hot tub with perhaps a water feature. Lots of plants, big clear windows on the house so that the view can be enjoyed from the living spaces. I thought about it briefly, and realized, I would just love that. So we talked about if we found an older home with a large lot and the house was shaped and laid out right, we could make it happen.

BF says he can't believe the day is finally here. You and me both pal, I thought. Goodness, it has been a long time coming.

Mortgage Chips To Date

May 5th, 2015 at 05:26 pm

I have made my scheduled mortgage payment, along with an extra $9.28. I have received yet another $25.00 credit from WFHM Rewards Visa. My new balance is $169,475.00.

Chips to date: $1,707.33

Interest savings this month: $6.10

Interest savings to date: $81.36

Eventually, the interest savings on the chips I have already made will compound to $3,718.54, provided I own this house until the mortgage is paid in full. Which I won't. :P

Net Worth 4-30-15

May 1st, 2015 at 04:47 pm

Cash is up. Smile
Debt is down. Smile
Investments are up. Smile
Home value estimate is up. Smile

That's what we like to see.