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Archive for June, 2014

Net Worth 6-30-14

June 30th, 2014 at 11:00 pm

Cash is down. Frown
Debt is down. Smile
Investments are up. Smile
Home value estimate is up. Smile

Chippy Business and Vacation

June 12th, 2014 at 11:18 pm

In chippy news, I have recently received:

1. $160 from my part-time job.
2. $8.67 from Bill Me Later*
3. $1.00 found on the sidewalk.

I have sent all of that off to my mortgage, bringing the balance down to $173,000.43.

*I opened a "Bill Me Later" account through PayPal at some point. A couple of months ago, I bought a dress via Bill Me Later. I paid the bill in full, but never received the dress. Eventually, the store cancelled my order as the dress was out of stock. They promptly refunded me in full to my PayPal account. PayPal immediately sent my money off to Bill Me Later, resulting in a credit balance. I decided I didn't want to have the account if that is how it automatically works. So, I bought a few CDs on Second Spin, then asked Bill Me Later to close my account and send me a refund of my remaining credit balance.

I am off on a road trip on Saturday. Yay! I love a good road trip. The itinerary includes Jackson Hole, Yellowstone, Mt. Rushmore, Little Bighorn, Arches, Great Basin, and Bryce Canyon. If we run out of time, we will skip one or both of the Utah parks.

Mortgage Chips To Date

June 4th, 2014 at 03:34 pm

My mortgage payment has posted, bringing my balance down to $173,176.92.

Chips this month:
budgeted extra $54.36
CC rewards $19.12
HauserNet $4.75

Total chips this month: $78.23

Chips to date: $1,143.79

Interest savings this month: $3.80

Interest savings to date: $21.34

Eventually, the interest savings on the chips I have already made will compound to $2,553.55, provided I own this house until the mortgage is paid in full.

I have some nice chips on the horizon. I am working on that $400 WF AmEx reward. Also, I intend to begin chipping my part-time job earnings. I am feeling more confident about the balance in E Fund, now that BF is finally on the ball about selling his house.

Net Worth 5-31-14

June 2nd, 2014 at 02:55 pm

Cash is up. Smile
Debt is down. Smile
Investments are up. Smile
Home value estimate is up. Smile