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Archive for March, 2013

March 2013 Net Worth

March 31st, 2013 at 08:47 am

RIP, Bree

March 30th, 2013 at 02:51 pm

After 4 days of antibiotics, Bree was not responding. The vet felt it was renal failure rather than just an infection, so we made the decision to euthanize her yesterday.

Frown

For her boarding, meds, more blood work, euthanization and cremation, I "paid" another $300 via Visa.

Tomorrow I am going to my mom's for Easter dinner. It will be Mom, nephew, DD, DS, BF, and myself. I am looking forward to a nice day with my family, and just enjoying a day off. This has been a rough week, I am emotionally drained and tired.

I have a client who's 34 year old daughter died in a car accident earlier this month. So, I am trying to keep the passing of an elderly dog in perspective. But we will miss her.

A Sick Puppy :(

March 26th, 2013 at 09:36 am

Yesterday I ended up leaving work just after lunch to take my sick Bree to the vet. Bree has been staying with my daughter. (Bree was originally adopted by ex-h as a pet for daughter.) Daughter said Bree was vomiting and lethargic. Bree wouldn't eat or drink, and even declined to eat gound beef! Daughter was very worried.

And I had been patting myself on the back for my spending this month. Isn't that the way it goes?

It turned out Bree has a kidney infection. The vet says she has a good shot at recovery.

I "paid" (via credit card) $299 yesterday, and will owe another $25 for each day she stays overnight. Later today they will advise me if they feel she can leave or if they recommend she stay another day. She is on an IV for dehydration.

While we were waiting for the results of Bree's bloodwork, daughter and I walked over to a nearby Starbucks, that was $11. Also, since DD was not in a particular hurry to go home and we hadn't hung out in a while, I treated us both to a movie, Oz The Great and Terrible, that was $21.

Thinking Aloud

March 23rd, 2013 at 11:03 am

One locale I think about from time to time is Reno, Nevada. Why Reno? Climates with dry air appeal to me, due to my mold allergies. There are other locales which interest me, but Reno has the advantage of being close enough to "home" to be driveable for visits.

So yesterday I was browsing real estate listings and saw this:

http://www.realtor.com/realestateandhomes-detail/8670-Umber-...

Now, doesn't that look like a nice little house? 81.5k. That would be very affordable. My minimum income requirement would be so much lower than now.

In budgeting news, I have decided to bump my mortgage payment up from $1081.63 to $1085. Not much, but something.

Wallet Sweep

March 14th, 2013 at 04:51 pm

Payday is not until tomorrow, but I had to do banking errands for a client today at my bank anyway, so I did a wallet sweep and deposited $12. This is another little savings chip for E Fund.

And when I was walking out to my car, I found a dime in the parking lot, right by my car door. It doesn't really add to my wealth though, as I suspect I am the person who dropped it in the first place. Wink

Another Savings Chip

March 9th, 2013 at 09:11 pm

The proceeds from my e-Bay sale (a cool $100) are now sitting in E Fund.

My decoy mail volume has been dropping off to barely anything. Today I received a Time magazine. That is great, because it is a new assignment. I hope I start getting a bunch of magazines, especially the weekly ones.

Possible Part-Time Job

March 7th, 2013 at 07:30 pm

I got a call this afternoon from a woman I used to work with. Her employer has been experiencing financial challenges. As a result, they have cut way back on their staff. A few years ago, they made the decision to cut their full-charge bookkeeper and have a member of their board of directors issue their financial statements. That board member has recently decided he isn't going to do it any longer. This prompted her call to me.

She called and asked if I would be interested, and if so what I would charge. I considered and said I would be willing to do it for $20 an hour and that they would have to pay me promptly (they are behind on a lot of their payables). I believe once I get my system situated, I could issue their statements with 4 to 6 hours of work, once per month. She will inform the board member and he will call me back, or he won't.

This is something I would have to juggle at night or on weekends, which is some trick this time of year. However, most of the year it would be very easy to fit in.

If I said I would do it for $12 or $14, I'm sure they would kiss me on both cheeks and ask when I can start. However, $20 is on the low end of fair, and I'm not giving my time away.

I don't NEED the money, but I don't feel I'm in a position to pass it up, either. I'm certainly a long way from where I would like to be financially.

Februrary 2013 Budget Report

March 2nd, 2013 at 09:42 am



Overall, not too bad.

I continue to overspend in Groceries (includes household supplies).

The cost of my car insurance and car maintenance/repair bill exceed the overage in Everything Else.

New Electric Balance Bill Pay Amount; Teeny Paycheck

March 1st, 2013 at 10:08 am

I received my statement yesterday, and my local electric company is dropping my monthly amount from $238 to $130. This means I can bump up CurveBall some, and bump up my groceries/household budget some.

My paycheck yesterday was for only 9 days instead of the regular 11, so cash in checking is in short supply this month. As a direct result, I will not increase my CurveBall savings deposit in March. Will start that in April.

I took my car in for a service and 4 new tires. My right headlight was out, as well as my left brake light. And it turned out, I had a hose with a hole, so I had that replaced too. The damage was $738.09, charged to WF Visa and will need to be paid (from CurveBall) before the end of March.

I did a wallet sweep yesterday and sent $8 off to E Fund. I'd have had more, but I paid cash for my round trip cable car ride in SF last Sunday. My Bart ticket, my breakfast out, and my dinner out all went on WF Visa and count towards February's "Everything Else". I'll have February's numbers totalled soon.

I have earned a second $25 mortgage chip. The first one posted 2/20, so perhaps the second one will post 3/20. I hadn't anticipated a second one so fast, but my car insurance, groceries, and utilities added up quickly.

We had a wonderful day last Sunday. I was really due for a good, giggly, girlfriend day. But after 2 weeks, I am missing BF of course. He is due to arrive tonight, we will spend Sat together, then he will head home Sunday. I work Sunday, and he has to be at work Monday.

BF and I have discussed moving in together for the past 3 years. He is finally going to sell his house, but now has his new job. His life is there, mine is here. I don't foresee it happening.