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Archive for August, 2015

Car Payment #9

August 21st, 2015 at 04:18 pm

My ninth scheduled car payment has posted. I have updated the spreadsheet on my "My Car Note" page, but you won't be able to see it unless/until the loading picture problem is fixed.

This month extra principal payments included $180 from my part-time job, and $31.13 from credit card rewards.

Fifteen payments have now been eliminated from the end, leaving 48 payments to go.

This was my lowest extra principal month so far, which is a real drag. But still I did manage to eliminate a payment. If I can keep up this pace, I will be done with the loan in 2 more years. I actually hope it will be paid in full sooner.

Pet Killing Neighbor is GONE !!

August 15th, 2015 at 07:10 pm

I like my neighborhood so much better now! Smile

I think they must have moved out last weekend when I was in Redding. Today painters are painting the interior of the house, so I Googled and yep, escrow closed this past Wednesday. Yay!

Mortgage Chips To Date

August 4th, 2015 at 05:05 pm

I have made my scheduled mortgage payment, along with an extra $6.04. My new balance is $168,550.00.

Chips to date: $1,753.57

Interest savings this month: $6.33

Interest savings to date: $100.13

Eventually, the interest savings on the chips I have already made will compound to $3,810.60, provided I own this house until the mortgage is paid in full. Which I won't. Stick Out Tongue

I decided to add a page for my mortgage amortization. I didn't post the entire thing, just my progress from the beginning and then the very end. The cells highlighted in green mean those payments have already happened. The cells highlighted in pink at the end mean those payments will never happen, they have been eliminated. I so enjoy highlighting cells in pink.

Net Worth 7-31-15

August 3rd, 2015 at 10:57 pm

Cash is up. Smile
Debt is down. Smile
Investments are up. Smile
Home value estimate is down. Frown