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Archive for August, 2017

Spendy, Spendy, Spendy

August 9th, 2017 at 11:30 pm

It has been very spendy around here lately. In addition to the new-to-me car, I have recently bought some new clothes, a new laptop, and a new phone.

I am changing cell phone companies, as the area to which I am moving has spotty cell reception. Locals use Verizon and swear it is the only reliable company to use. I do know with Ting, I cannot get any cell phone reception on SB's property, but can get one bar if I drive into town. Ting's coverage map says otherwise.

I went with a prepaid Verizon plan. For $50.00 plus taxes per month, I will get 7mb of high-speed data, plus unlimited talk and text. So more than I have been paying, but not too bad. My phone is only a year old, but I can't use it with Verizon. They had an acceptable substitute for $179.99 plus tax.

The laptop set me back $835. I wanted a decent one with plenty of memory, a touch screen, and Microsoft Office.

Last Saturday night, I attended a jazz concert with a group of friends. The music was so good, and the company was lovely.

This coming weekend, SB and I are heading to Reno to meet some friends and enjoy a little get away.

I haven't learned many new details about my new job. I do know that the pay schedule is bi-weekly, so that will be a change too. So many changes!

I will be making less than I make now. I plan to claim single-0 on my W-4 since after 2017 I will no longer be itemizing deductions. I plan to contribute 15% to the 457 plan right from my very first paycheck.

My first day of work is also the first day of a new pay period, so my first paycheck should be in the regular amount I can expect every payday.

Until my house is sold, I expect I will need to dip into savings every month. Hopefully, there won't be more than a handful of those kind of months.

My budget will be in a state of flux for awhile, but I am already thinking about what it will be once everything settles. I am going to try more sinking funds for various expenses, rather than just one "CurveBall" fund. It is easy for me to spend money which isn't already ear-marked for something specific.

I had lunch today with a client who has become a good friend. I have two more such lunches scheduled for next week. Some parts of this move are much easier than others.

New Job Start Date; Bought an AWD Vehicle

August 3rd, 2017 at 06:03 pm

I am starting my new job on Monday, August 21. I will work at my old job until Friday, August 18. I have an awful lot to do and not much time in which to do it.

Last night, I browsed CarMax's website The lot right here in my town had an 08 Honda CRV with 82k on the odometer and they were asking 13k for it. I went down to see it, and it is clean as a whistle and nicely equipped. They offered me 6.5k for my car. So, I signed the papers and drove home in the CRV.



It's the blue one. (The newer grey one to the left belongs to my co-worker). It is nice enough, will do the job, and the price was right.

I put nothing down but the 6.5k. I chose to purchase an extended warranty to 150k miles. I've never purchased an extended warranty before, but I opted for it this time. I financed the remaining balance due at 3.95%, and plan to pay in full when my house is sold.

Conditional Job Offer! :)

August 2nd, 2017 at 01:56 am

I received a conditional job offer today! (I must pass my background check). As you can probably guess, I am tickled pink!!

I am having laptop issues so am posting this from my phone. My monthly net worth statement will have to wait.