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Archive for August, 2016

Ally Cash Back Credit Card Bonus

August 17th, 2016 at 12:11 am

Well, I have earned $105.04 in credit card rewards from Ally. Choices to redeem are a deposit to my Ally account (with a 10% bonus) or a statement credit. I chose the statement credit, then afterwards received a message that I will receive the credit in 1 to 2 billing cycles. I should have taken the deposit, but I haven't had any money in Ally in a long time and I am not able to log on without calling them first, so I thought the statement credit would be simpler. I should have endured calling them and collected my extra $10.51.

So, I have to pay them $252 for my electric bill, then wait a month or two, and then...what? Pay my electric bill again I suppose, or maybe a medical bill.

SB and I have been kicking around the idea of taking a short cruise in the early fall. There are some 4 day cruises (they don't count the day you disembark, so 4 nights and 3 full days) which can be had for $334 per person, including port taxes. That would be a nice, although too short, break from everything. SB would be paying, so he has the final say.

I want to go Pokemon hunting in San Francisco, perhaps this coming weekend. I hear Golden Gate Park and Fisherman's Wharf offer prime Pokemon collection opportunities. I have just been having a ball with this Pokemon Go; it's amusing and a great incentive to get out and walk.

Mortgage Chips To Date

August 2nd, 2016 at 12:14 am

My mortgage payment has posted. This month I paid an additional $17.72. My new balance is $164,650.00.

Chips to date: $2,040.56

Interest savings this month: $7.56

Interest savings to date: $183.51

Eventually, the interest savings on the chips I have already made will compound to $4,355.41, provided I own this house until July 1, 2042. Which I probably won't. Stick Out Tongue

Net Worth 7-31-16

August 1st, 2016 at 01:14 pm

Cash is up. Smile
Debt is down. Smile
Investments are up. Smile
Home value estimate is up. Smile