I am a 50 year old divorced mother of two, trying to build financial security for myself. One of my chicks has flown the nest; one is still flapping his wings and preparing for takeoff.
I enjoy reading personal finance blogs and watching Vlogs. I am working on dong a better job planning and budgeting. If I had planned and budgeted better, I would not have resorted to a Heloc draw to pay for my new roof.
I live in the beautiful central valley of California.
Thanks for the smile. So nice to see your efforts results in debt down, cash up, investments up, home value up. We on the other hand live in a commodity based province where oil and gas is values are slip sliding down. House prices which are unreasonably high will soon crash as jobs are lost, programs and services cut, lives turn to chaos, taxes will need to be increased to pay for unemployment benefits and welfare. ouch
As of November 1 st I've rejigged variable expenses that I control, changed plans for anticipated purchases and waiting to see if it's practical to take a winter vacation to escape the minus 30C winter means here.