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Home > Februrary 2013 Budget Report

Februrary 2013 Budget Report

March 2nd, 2013 at 05:42 pm



Overall, not too bad.

I continue to overspend in Groceries (includes household supplies).

The cost of my car insurance and car maintenance/repair bill exceed the overage in Everything Else.

Posted in Budgeting | 5 Comments »

5 Responses to “Februrary 2013 Budget Report”

  1. snafu Says:
    March 2nd, 2013 at 07:20 pm 1362252058
    1362252058

    Wow! You're doing great. Food costs have increased and forecasted to increase more by summer. Do you think it's time to increase that budget category? Would you prefer to sub-categorize non food & cleaning items? Can non food items be bought for less at discount or janitor supply or dented can type outlet? Is it worth the time & gas? It's getting more popular to make your own cleaning products because of cost and the excellent outcome.

  2. Petunia 100 Says:
    March 4th, 2013 at 04:00 am 1362369645
    1362369645

    Hi Snafu, yes, I intend to bump my groceries category up a bit. It needs to reflect reality. I do almost all of my grocery shopping at a nearby no-frills grocery store.

  3. Miss Daisy Says:
    March 10th, 2013 at 10:59 pm 1362956386
    1362956386

    Your budget is very inspirational to me because I find myself in extremely similar circumstances. A quick question if you don't mind sharing: If I am looking at this correctly it seems your outgo is quite a bit more than your income last month---a common problem that I have also lol...where do the funds come to cover that difference? I am currently pulling mine from savings, but this has to change as soon as possibleSmile

  4. Petunia 100 Says:
    March 11th, 2013 at 12:47 am 1362962834
    1362962834

    Hi Miss Daisy,

    I too pull from savings when my outgo exceeds my income. I transfer money each month into my "CurveBall" savings account and pull out when necessary. In February, it was my car insurance and a car repair which put me over. I actually use a rewards credit card to pay initially, then pull from savings when the credit card payment is due.

    I'm glad you're finding inspiration in my budget. Best of luck to you with your own budgeting. Smile

  5. Miss Daisy Says:
    March 11th, 2013 at 01:20 am 1362964859
    1362964859

    Thanks so much!

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