February 25th, 2021 at 02:40 pm
Look at what I can do this morning, after MONTHS of not being able to:
I don't know if it is because someone finally addressed whatever was wrong or if something reset itself or what, but I am so delighted! Who-hoo!
5th Wheel Loan
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February 5th, 2021 at 03:02 am
I was cleaning out my email inbox today and I came across an email which caught my interest. It was from CitiBank and it was about a promotional sign-up bonus to open a checking/savings account package. I have never done one of these offers as they are typically not enough to tempt me. However, this one is.
If you bring 200k or more to CitiBank, the sign-up bonus is $1,500. It doesn't have to be 200k in cash, just 200k in total. Investment accounts, such as IRAs, count towards that 200k. Included in the deal is free etf trades for brokerage accounts. This works fine for me as I hold nothing but etfs in my traditional IRA anyway.
If you bring 50k or more, the sign-up bonus is $700.
If you are interested in this deal for yourself, you can read the details here: Citibank Savings Bonus: Up To $1,500 | Bankrate
There are a few drawbacks, such as the $150 fee I will pay to transfer my IRA from Wells Fargo, the hassle of changing direct deposit, automatic transfers, etc. And, there is no Citibank branch conveniently located to me. There is a Citibank ATM not too far from my office, but that's it. (If I wanted a cashier's check or something else you can only do in a branch, I'd have to drive about 1.5 hours from home, each way.) However, the account does include non-Citibank ATM fee reimbursement, so access to cash is not an issue.
I haven't made up my mind yet, but I am leaning towards it.
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February 3rd, 2021 at 01:58 pm
or number 16 since the refinance.
The regular monthly payment posts today, 2/3/21, bringing the principal balance down to $6,847.02. Since the previous regularly scheduled payment, I managed to pay an extra $3,691.29. About $1,900 of that came from sinking funds, $600 from my stimulus payment, and the rest from my paychecks. The last payment date has moved up to 8/3/22; that is 1 years and 6 months to go if from this point forward I pay only the regular monthly payments.
I have given up on the pictures. I have tried using other browsers and using "incognito" web pages as the tech suggested. Still nothing happens. I don't know that I will ever be able to do my budget review entries. Frankly, it makes me lose a great deal of interest in keeping this blog; the entire point is to use it to track my finances and I can't do it the way I would like any longer.
5th Wheel Loan
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