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Archive for February, 2015

Car Payment #3

February 24th, 2015 at 01:00 am

My third scheduled car payment has posted. I have updated the spreadsheet on my "My Car Note" page, if you care to take a peek.

This month extra principal payments included $160 from my part-time job, $50 checking account opening bonus from Discover, $26.72 from credit card rewards, and $4.00 from Hausernet.

Six payments have now been eliminated from the end, leaving 63 payments to go.

Snaps of BF's House

February 10th, 2015 at 06:38 pm

I have been promising these for a long time. Here is a confession: I am not the world's best photographer. I did not even come in second in that competition! And of course, the house is still not done, so it is not staged at all.

Nonetheless, I tried to capture some of the best features and a sense of how the house flows together.

This is the fireplace in the living room. It is between two floor to ceiling windows.

Here is a shot of the living room. See that ladder outside the window? It is the same one as in the shot of the fireplace. The fireplace is just out of range in this shot.

Here is a shot of the front door. We have shifted just a bit to the right from the previous shot. The doorway on the right leads into the kitchen.

And now I've turned 45 degrees, and this is the view from the living room into the pool room.

A shot of the kitchen.

Here is a shot of the sinks and counter in the master bath. This is the same bathroom with the huge oval tub (shared previously) on the raised platform and the walk-in shower for two. The bathroom also features a separate counter with lighted mirror for make-up, his and her water closets, an 80 sq ft walk-in closet, and an area with built in drawers and which could be used for linens or as dressers.

This shot is from the far end of the pool room looking back towards the kitchen. You can see the stairs leading to a room above. There is a bedroom, sitting area, and bathroom tucked away up there.

From the last shot, I did a 180 turn and snapped a shot of the back yard. The field beyond the trees is not part of BF's property.

Mortgage Chips To Date

February 3rd, 2015 at 04:36 pm

I have made my scheduled mortgage payment, along with an extra $12.50. I enjoyed a $25 principal payment from Wells Fargo Home Rewards Visa for the second month in a row. Smile My new balance is $170,425.00.

Chips to date: $1,626.26

Interest savings this month: $5.74

Interest savings to date: $63.51

Eventually, the interest savings on the chips I have already made will compound to $3,555.33, provided I own this house until the mortgage is paid in full.

Net Worth 1-31-15

February 1st, 2015 at 08:00 pm

Cash is up. Smile
Debt is down. Smile
Investments are down. Frown
Home value estimate is down. Frown