Home > Archive: January, 2023

Archive for January, 2023

Sold the CR-V and Tucson Loan Update

January 22nd, 2023 at 10:42 pm

When I went down to the central valley for my mom's surprise 90th birthday party,  that same old nasty hacking cough came back.  By the 3rd day there, I was coughing non-stop.  It continued on for 5 weeks, then mercifully tapered off and is now back to normal.  (I feel the urge to cough most of the time, but can mostly resist.  I use cough drops to help control the urge.) I missed a bunch of work because I just can't function like that.  

All of this background to say that I did not deal with selling my cr-v in a timely manner.  The repair was only $400 odd dollars, which was a pleasant surprise. Then I started coughing so it just sat.  Then when I was ready to deal with it, it had started making a noise (some sort of engine noise).  I decided that I just did not want to deal with it any longer, and I did not want to sell it private party.  I sold it to CarMax for $2,900.  It is a relief to have it done.  And considering the circumstances, I feel that the price was fair.

Before it started making a noise, I strongly considered keeping the cr-v and selling the Tucson, even though I would take a hit of several thousand dollars.  I just do not enjoy having a car loan.  But it did start making a noise, so I grudingly concluded that buying a newer car made sense, loan or not.

Some of the $2,900 proceeds went into savings and some went towards the Tucson loan.  I just wanted to give a quick update on the Tucson loan.  Here are the payments I have made so far:

I am impatient to get the balance down, so I can stop paying so much interest.  I've lost $368.95 to interest already.  I have now repaid my credit card and my savings for the extra expenses I've had the last few months and can start paying more towards the loan each payday.  


Caleb Hammer - Financial Audit

January 22nd, 2023 at 06:39 pm

I have recently stumbled across this YouTube channel.  The host goes through people's account statements prior, then interviews people and discusses their financial information.  These are generally people who aren't managing their money well and need some help.

It's an interesting show and I thought that people here might enjoy it.