Home > Archive: February, 2023

Archive for February, 2023

Budget By Paycheck 2/17/23

February 19th, 2023 at 07:03 pm

begin - my beginning checking account balance.

pr - my net payroll check.

fed refund - my federal income tax refund.

Mom - reimbursement for Netflix.  It's been several years since she paid me anything for Netflix, and I really don't mind if she never pays a cent.  She mailed me this check, so I deposited it.

SB - we agreed to increase the amount from $250 to $300.  SB buys our groceries, buys our propane, pays the electric bill, pays the garbage bill, and pays for Starlink internet.  This $300 is my contribution towards those costs.

cash - this is my cash allowance for gas, misc, and spending money.  My budget for this is $260, but I had cash left from last time so reduced my withdrawal to $180.

SF - the automatic transfer to my sinking funds.

Gilligan SF - an initial deposit to save ahead for Gilligan's expenses.

house DP - a tiny deposit to my house down payment fund. 

Roth - a contribution to my Roth IRA.

Citi MC - the balance on my Citi MC.  It included Gilligan's adoption fee ($120), a visit to PetCo ($175.29), a bath for him in one of those dog wash vending machines ($10.00), dinner for two at The Olive Garden ($59.70), and then my Verizon and Netflix bills.

HBO Max - this is a new subscription so I can watch "The Last of Us".  We have Amazon Prime which SB pays for, and this add-on automatically bills his card.  I will reimburse him for this monthly.

life ins - my life insurance premium.

CarMax - the amount of money I had left to throw at my car loan.  This payment brought the balance down to $24,107.86.

ending balance - I am holding on to an additional $500 as I am still shopping for a dog pen and obedience classes.

First Time Teleworking

February 15th, 2023 at 05:11 am

Today I teleworked for the very first time.  Overall, I really liked it.  It was a bit of a challenge having only one screen (in the office, I have three), but that commute was terriffic!  And my co-worker snored all morning.

So we used to put Bella in the neighbors' yard (they are tenants).  They had 3 dogs; two males and a female. Time has passed, and two of them have also.  There is one male left.  He is an older black lab and he was not the pack leader.  Well, he and Gilligan have met several times and he growls at Gilligan.  Perhaps that will change once Gilligan has been neutered, but presently I am unwilling to leave him in the yard.

We are shopping for an outside pen for Gilligan.  And looking for some obedience classes.  For the neutering, we will wait awhile for him to settle in and learn to trust us.

I still miss my Bella, but it is nice to have another pet to love.

Image preview



A New Man in Our Lives

February 11th, 2023 at 04:49 pm

This little guy was at the animal Shelter in Atwater, about 3.5 hours away.  I saw this little face on Thursday evening, texted my boss to ask for Friday off, and drove down to Atwater yesterday.  Meet Gilligan, our little buddy.  The shelter estimted his age at 1 year and 1 month, mostly based on his teeth.

So much new for him yesterday, but we were pleased to learn that he is house-broken.  He even woke us up during the night with one sharp, urgent bark (to go outside). SB has gone off to work this morning, Gilligan and I are snuggling and getting to know each other.  He has some learning to do.  He is unwilling to jump in or out of a car, so must be lifted.  He wouldn't try our steps, so had to be lifted there as well.  He needs to learn his name, and to stay, etc.  It will come in time.

Budget By Paycheck 2/3/23

February 4th, 2023 at 06:23 pm

Here is yesterday's paycheck and budget:

With yesterday's payment, my car loan is down to $24,739.24.   Still such a huge number, but moving in the right direction.