June 27th, 2023 at 02:48 pm
I'm not sure if I have mentioned this before but I have a good bit of extended family in this area. One of my mother's sisters and her husband raised their family in the next little town over. They had 4 daughters, 3 of whom have spent their lives and raised their families here. Unfortunately, there is a great deal of substance abuse in the lives of many of these relatives. I am fond of them and friendly with them, but I am not close with them and do not spend any significant time with them.
Well, about 2 weeks ago SB spotted a flyer which had been posted around town. A 40 year old woman was missing. She is the daughter of one of my first cousins. She was last seen on 6/7/23. Well, since then her body has been found. It is very sad. No word yet on if her death was accidental or if foul play was involved. There is a Go Fund Me to cover her final expenses. I sent $100, so I'm going to transfer it back to myself out of my Gifts sinking fund.
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Sinking Funds
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June 25th, 2023 at 04:52 pm
begin - beginning checking account balance
pr - my net payroll check
SB - my contribution towards our joint living expenses
cash - cash for the next 2 weeks
sf - automatic transfers to sinking funds scheduled for 6/27/23
Citi MC - this payment includes my Verizon bill, my Netflix bill, my Sirius XM bill, a co-pay for prescription refills at $58.32, a donation of $55.84 (details below), and $12.58 for a fast food lunch out.
CarMax - my car payment. the new balance is $21,221.94
house DP - a contribution to my house down payment fund. the new balance is $1,696.05
life ins - my monthly life insurance premium.
water club - my tab for the water club at work
end - ending checking account balance. I have $750 set aside for dental expenses which are estimated to be approximately 1k.
Donation - I have a niece who is really in to cat rescue. This niece is my ex-husband's sister's daughter. Currently, she and her long-term boyfriend are saving up to move (the house they rent is being sold) and she is having trouble affording cat supplies. She has a wish list on Amazon; I bought her some cat food.
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Budget By Paycheck
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June 19th, 2023 at 05:00 pm
Today I transferred the following out of sinking funds:
Ins & Reg $1,086.76 - 6 month insurance premium for 5th wheel and Tucson
R & M $74.41 - oil change for Tucson
eGadgets $29.85 - new laptop charger
These charges are all on my Citi MC and the time has come to cough up the money. When these funds hit checking, I will send them off to Citi.
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Sinking Funds
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June 10th, 2023 at 04:18 pm
Begin - beginning checking account balance ($0.27 interest paid on 5/31/23)
pr - net payroll check
SB - my contribution towards our joint living expenses
cash - cash for the next 2 weeks
sf - automatic sinking funds transfers scheduled for 6/13/23
Citi MC - the balance this time includes a $250 payment to the endodontist and $52.88 for gas (I had Gilligan with me and wanted to pay at the pump)
CarMax - a payment towards my car loan. The new balance is $21,434.24.
House DP - a contribution to my house down payment fund. The new balance is $1,537.31.
end - my ending checking account balance. And that is it, my paycheck is spent.
I have $650 saved for my dental expenses, and have already paid $250. I need approximately another $350. When I went to the endodontist, he discovered that I had a fistula. He did the root canal and treated the fistula. I have to wait 5 weeks then go back so he can check if the fistula has healed before he is done with me. Maybe the costs will rise because I will have another office visit. They didn't say and I didn't ask, but it won't surprise me.
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Budget By Paycheck
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