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Archive for April, 2021

For Sure Debt-Free

April 14th, 2021 at 04:45 pm

My share of my medical bills ended up being right at $1,400.  The vet bill as I mentioned previously was $761.27.  I spent $608.62 for my new phone and first month of Verizon's service (prepaid).  The deposit for the cruise was $400, of which my mom will reimburse me $200.   Also, the registration on my 5th wheel was due and thankfully had come down a bit from last year, $407.  (I had saved $481 for it). Then a few miscellaneous things:  a new car battery and brake pads,  and supplies for a craft project.   I put most of these on my credit card of course, but want to pay in full before April ends.  The bill is actually due on May 6th.

I have sinking funds for all of these things, but not enough to cover the medical (human and canine) or the phone in full.   I had reduced sinking funds to just minimal for the glorious cause of paying off the 5th wheel loan, and was really not wanting to reduce them further.  But, it makes no sense to leave money sitting in them when I have expenses I cannot cover from current cash flow.  So, I have tapped them yet again but will end April with a credit card balance of $0.00, which is just the way I like it.

Beginning with my first paycheck in May, barring further expenses, I should be able to start rebuilding my savings.   The only extra expense on the horizon is the balance of the cruise, which is due in full February 6th.  

Sad News Re: Ima Saver

April 12th, 2021 at 06:36 pm

Be sure to read the recent comment left on Ima Saver's last blog post here: 

Text is https://imasaver.savingadvice.com/2016/07/26/i-am-still-here_209394/#comments and Link is
https://imasaver.savingadvice.com/2016/07/26/i-am-still-here...

Sadly, Julie has passed away.   icantsave thoughtfully left a link to her obituary:  

https://www.mountainviewfuneralhome.com/obituary/julia-denski

 

Money Going Out

April 2nd, 2021 at 02:52 am

So nine days ago, our little Bella got hit by a car on our property.  Not run over, but hit. (She ignored SB's commands and ran to the car, SB ran after her yelling for the car to stop).  The car did stop, but still she collided with it.  She had a trip to the 24 hour emergency vet and surgery where they sedated her to give her an xray and scan.  She had no internal injuries or broken bones, thank goodness.  They dressed her wounds, gave her pain pills, and discharged her.   She was very sore the first few days, but has been walking, jumping, etc. as normal for several days now.  So that set me back $761.27.

My medical bills for my hospital stay are all in I think, and my share is just a few dollars under 1k.  I have been having more tests though, so expect more bills to pay.

My phone has been acting up for a few months.  It freezes, it shuts down, in short it has become unreliable.  So I am in the market for a new phone sooner rather than later.  I am also planning to switch from Ting back to Verizon prepaid.  Even though I am on Ting's Verizon service, my calls drop more than they don't.  It will be more expensive, but it is not acceptable to be unable to rely on cell service even in town.  (I don't even count from home.  No matter what, cell service at home will remain unreliable.)

And the most fun money going out, we booked our next cruise.  We sail in May 2022.  We chose an Alaskan cruisetour, which includes staying in the Princess Lodge in Denali.

SB and I both received our first dose of the Pfizer vaccine today. So far, we both feel fine.