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My Credit Card Debt

December 5th, 2010 at 07:07 pm

I have a Chase Freedom card which I use for everyday purchases such as gasoline, and also have a few recurring charges billed. I try to keep my total charges to $500 or less each month. The past several months, I have charged more than I could pay, so I transfered the unpaid balance to my Bank of America Visa, which offered me 1.99% until July 2011. When the promotional rate ends, my rate will be variable. Currently, my rate would be 7.24%. I currently owe $4,460.69.

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