A native Californian transplanted in southern Illinois.So last night was bill paying night, and when I finished making transfers and writing checks, I was shocked at my balance. I have just over $1100 in checking, though I still have to pay for my pest service (bill hasn't arrived yet). Also, I will have to visit the grocery store before the month is over. Wow! I'm very pleased. 
This is much more than I typically have after mid-month bill paying. It's a good thing too, since this pay period has only 9 days in it, my paycheck will be smaller than usual.
Also, when I went to the bank to deposit my paycheck and take out my $80 cash allowance, I looked in my wallet and saw I still had $57 from last time! I withdrew $60 and transferred $20 to my spending savings account. Ideally, I would like the cash allowance to fund all clothing and grooming items, for both me and my son. I started with $0, so it may take some time to build up enough to cover all such expenditures.
I'm excited and encouraged about tracking, it really is helping me to cut back!
A Pleasant Discovery
February 17th, 2011 at 04:36 am
February 17th, 2011 at 06:37 pm 1297967830
February 17th, 2011 at 07:34 pm 1297971278
February 19th, 2011 at 01:00 am 1298077230