A native Californian transplanted in southern Illinois.I have decided something else too. I am not going to chip the $128 in credit card rewards I expect any moment now. I am not going to add any new money to my main savings account. I am not going to use my bonus money next month towards savings, Roth, mortgage, etc. Instead, I am going to kill my B of A credit card debt.
I should be able to kill it next month. Following its demise, I will have a bit more free cash flow to use towards savings goals.
Intent to Kill (B of A credit card)
March 9th, 2011 at 10:13 pm
March 9th, 2011 at 11:43 pm 1299714196
March 10th, 2011 at 12:23 am 1299716623
1. I was never offered 1.99%.
2. I was offered 1.99%, but the offer had expired.
3. I had used a paper balance transfer check which was expired.
4. I "did it wrong". Several CSR people told me this one. I had not correctly completed the balance transfer offer online.
Most of the CSRs were very courteous and professional, one was a complete snot. Eventually, they agreed to charge me 1.99% until July as offered. They made it clear they were doing me a big favor, even though I provided a copy of the confirmation page which clearly stated 1.99%.
Yesterday, I received a notice in the mail that certain offers are expiring in May, and they listed some reference numbers. I am uncertain if they are talking about the offer I used or not. Either way, I just really don't want to owe them anything.