Home > March 2011 Net Worth

March 2011 Net Worth

April 1st, 2011 at 04:22 am

And here is my net worth report. Dipped back under 100k again.

My house value has hit a new low. It seems I say that every month!

I hadn't checked Kelley Blue Book for my car value in a few months and was surprised that it booked a few hundred higher. I must have put in the wrong mileage last time.

3 Responses to “March 2011 Net Worth”

  1. creditcardfree Says:

    Always be glad when it is positive!!

  2. Liv Says:

    I am really impressed by your net worth. I believe we are both the same age, same income, and live in the same area (santa cruz). Just curious how you were able to have such an impressive net worth as a single mom? Any suggestions for someone who has struggled saving?

  3. Petunia 100 Says:

    Hi Liv,

    I started saving for retirement in 1998. For several years, it was just $20 per paycheck. For awhile there when I was still married, I was shoveling a lot into those accounts, as I knew single motherhood was in my future. I made a lot of mistakes with my investing choices in the early years, but as I didn't have much money invested, those mistakes didn't cost me too much and I learned from them. Once your principal starts to grow, it gets very important that you get the big stuff right (have a sensible asset allocation plan, watch your costs, do not try to time the markets).

    Santa Cruz is more expensive than where I live(Modesto), so my dollars probably go a bit further than yours.

    My suggestion is to start from where you are and try to increase the dollar amount you are saving, even if just a few dollars at a time. Make certain you are keeping costs as low as you can (costs eat into your money). If you feel you need to learn more about investing, I suggest the free investing classroom available at Morningstar. Some of the "classes" are very basic, some are more advanced.

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