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Plumber's Bill Arrived

January 4th, 2013 at 03:03 am

The plumber's bill arrived. It is $40, which I feel is very reasonable. I paid it via bill pay. (I am really enjoying not writing checks.)

The heat & air place called today. My circuit panel is in, so they will be installing it tomorrow afternoon. Hopefully, that will do the trick. I asked if they take Visa and they do, so I am going to get some reward points out of this at least.

I stopped by the library tonight. As I walked in, I thought about how much I enjoy our downtown library, and how I have taken my kids to story time and other programs, how we used to meet up with friends, how my daughter displayed several of her collections, how my kids loved to see their huge aquarium fish. Then the thought occurred to me that if I were retired, it would be a fun weekly outing for me to bike to the library, browse, and take home my choices.

I guess I must be preoccupied with planning my retirement, since these little thoughts flash in my mind from time to time.

I have been thinking a lot lately about what it will be like for me if I have to retire with a mortgage. I would prefer to retire without one, but the truth is that simply may not happen. One option I do keep in the back of my mind is a mortgage recast. Freddie Mac (owns my mortgage) allows a recast at any time. There is a $250 fee to do so. So if I have chipped away at the balance, and especially if I can afford to apply a largish lump sum, I could at least reduce my monthly mortgage payment.

2 Responses to “Plumber's Bill Arrived”

  1. SecretarySaving Says:
    1357305386

    We go to the library weekly. It's a wonderful place.

  2. FrugalTexan75 Says:
    1357348094

    I love the library. Smile

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