A native Californian transplanted in southern Illinois.Apparently, I now have a part-time job. However, I am still not entirely certain. On Monday, the woman who called to ask me if I was interested called again to ask when I am meeting with "M" (person who has been issuing their financial statements) to discuss where he is leaving off. Mind you, I have never heard from M. I told her I have no meeting arranged with M. She replied in a confused tone "But, he hired you." I laughed and said "Oh, I did not know that." She laughed too. This sort of thing is very typical for this particular unorganized organization.
I am expecting to clear 4k on Monday from my bonus and over-time. I have it earmarked like this:
$1200 Roth
1700 CurveBall
400 E Fund
400 Vacation Fund
300 J's Annual Allowance
Now, if you take a peek to the left at my sidebar, you will notice CurveBall is sitting at just over $1200. However, I still need to pull out $600 for the vet bill charged to Visa, and $370 for the IRS. So while CurveBall is not anemic, it is also not so very flush. When the dust settles, it won't be a great deal larger than it is right now.
J's summer camp is coming up. The cost is $500. Last year, ex-h agreed to split it with me. However, I have not seen one red cent of his half. So, there is no point in pretending he will split it with me this year. He won't. If J goes, I will have to pay.
I think going away to summer camp is an important developmental experience for a teen or tween. But J has already been 3 times. So, he has had that experience.
He loves the camp. At his age, he is in a junior leadership role.
I have told J frankly that while I do have the money, I feel I may need the money for other things. I do discuss money and budgeting with J, and we talk about how you must cover your needs first, then you can think about things you just want with what is left over. We also talk about how some needs aren't a regular bill like the electric bill, but are things which come up from time to time, and so you need to plan ahead to cover them.
J was disappointed, but said "I understand, Mom". Then he mentioned his money (he has about $1400 in a mutual fund, about $300 in his savings account, plus his allowance is coming up). I said no, I didn't want him using his money for camp. Then he asked if he got a part-time job when school is over, did I think he would be able to earn enough in time to go to camp. I said maybe you could, see if you can find a job. So he plans to try.
Now, I think it would be great for him to have a part-time job. And I really am proud of his attitude. He is disappointed, but not sulky. He rarely asks for anything and he rarely complains. He really is a great kid.
I want to send him, but I am not sure I should part with the money. I could skip the Vacation Fund infusion. It takes me so long to save for a vacation that I am loathe to pass up this annual opportunity to give it a nice little boost.
He doesn't know I am still considering, as far as he knows, the matter is closed.
In other news, my trad IRA broke 130k today for the very first time.
My New Part-Time Job?
April 11th, 2013 at 03:21 am
April 11th, 2013 at 05:27 am 1365658026
April 11th, 2013 at 11:37 am 1365680262
April 11th, 2013 at 12:57 pm 1365685049
There are a couple teens in my neighborhood who pick up some extra cash during summer break mowing lawns.
April 11th, 2013 at 02:14 pm 1365689672
April 12th, 2013 at 12:55 am 1365728120