A native Californian transplanted in southern Illinois.Well, I am the happy recipient of a raise. 
Starting today, I am bringing home an additional $119 per month. What to do with it?
Well, my life insurance policy is increasing from $14 to $28 per month this month. I guess the insurance company knew about this raise before I did.
Last week, post-cruise, I stood on the scale. This made me very sad. So, I joined a gym. This particular gym is new to me. The monthly fee is $20. In addition, they have an annual fee each June which is $29. For this price, I can bring a guest with me each time I go at no additional charge. It can be the same guest each time or a wide array of different guests.
I bumped up my monthly Emergency Fund contribution from $60 to $118. I bumped up my monthly Vacation Fund contribution from $60 to $75. And finally, I bumped up "Everything Else" from $363 to $375. And just like that, my raise is spent.
I considered then rejected the idea of increasing my retirement account contributions. Between my regular monthly contributions, the additional contributions I make at bonus time, and my employer contributions, I am saving 15% of my gross. I feel that is adequate, so I should focus instead on my cash savings, which I feel are inadequate.
I also considered bumping up my mortgage payment, but rejected that idea also in favor of more cash.
As today was payday, I did a wallet sweep and sent $10 off to E fund.
Hausernet sent me a $.50 payment for February, so I sent that off to E fund as well.
J went to camp last week, I picked him up this past Saturday. The director made a point of telling me what a great kid he is, and that if cares to apply, he can have a spot as a counselor next year. That would mean he would go to camp for free. So, I am all done shelling out for summer camp. Yay!
I worked last Thursday and Friday at my part-time job, and collected my $200 check for June. That has already gone off to E fund. I am done with them for July and will bill another 7 hours. So far, this is working out just fine.
Hoorah For Raises
July 16th, 2013 at 01:18 am
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July 17th, 2013 at 06:16 pm 1374084989