A California native transplanted in southern Illinois.Looking at my YTD on my paystub from yesterday, and looking ahead on the calendar, I see I am on track to gross $51,102.25 this year. This includes my seasonal OT and tax season bonus. It does not include my Christmas bonus, child support, or my PT job income.
If I want to continue socking away 15% of my gross pay towards retirement, I need to save $7,665.34. By the time the year ends, I will have contributed $2,550 into my Simple IRA and $3,000 into my Roth. I will receive $1,533.07 in matching funds from my employer. That leaves an additional $582.27 still to be coughed up, we can just call it $600.
(I made a 1k contribution to my traditional IRA in February, but that was for 2012).
I believe I can easily contribute $600 from my Christmas bonus, and I believe I will. I will also need to pay for gifts for my kiddos, and hope to make a mortgage chip and stash a bit into savings. We will just have to wait and see how good I have been this year. Perhaps I was more naughty than nice and can only look forward to coal. 
Gross Wages 2013
October 16th, 2013 at 06:03 pm
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October 29th, 2013 at 02:22 am 1383013363