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Mail Order Rx

October 22nd, 2013 at 04:33 pm

Today, my health insurance provider gave me a call to see if I would like to sign up to receive my prescriptions in the mail.

OK, this was low-hanging fruit. I should have done this YEARS ago. And I think I meant to, but just never did get around to making those phone calls.

I take 4 prescriptions. I make a trip to the pharmacy once per month to pick them up. My co-pay is $10 each, or $40 per month.

With the mail order service, I will receive 90 day supplies for $30 every three months. Yes, that's right, $30. One Rx is completely free of charge if I order it 90 days at a time. They even pay shipping.

Obviously, this must be saving my health insurance money too, or they wouldn't be calling me to ask if I want to switch.

In mortgage chip news, I received a $3 payment from Hausernet for April, which I have turned into a mortgage chip.

15 Responses to “Mail Order Rx”

  1. starfishy Says:

    wow - so does that mean you will be spending $360 less a year on your prescriptions? that's fantastic news!! Smile

  2. TashaC. Says:

    lucky your insurance company called you. Husband went to pharmacy today to pick up Rx and was told the medication is delivered through mail order only from now on. He has to ask his dr to fax the insurance company the prescription and they will mail him the medication. It will take 2 weeks for this to process, so he is out of luck for the intrem. He was so mad he was not informed until he pulled up to the pharmacy.

  3. creditcardfree Says:

    Mail order prescriptions are awesome! I can get 90 day supply for free as well. If I buy at the pharmacy I only get 30 days and pay $25.

  4. Petunia 100 Says:

    Tasha, won't they give him an emergency supply in the meanwhile?

    Starfishy, yes, $360 a year in my pocket! Whoo-hoo!! Smile
    CCF, I wish I'd done it sooner! I don't know why I didn't. Very convenient and costs less, what is not to love?

  5. snafu Says:

    I don't wish to cause problems BUT...I suggest you verify whether you are getting brand name or generic meds. Verify where these pills come from, USA producer or is it distributor? Do they come from Canada, S. America, India or PRC?

    I'm sure it's fine but it's important to check details. I just finished reading an article about concern is some alternate med products do not carry the required amount of product in the capsules.

  6. Petunia 100 Says:

    Thank you for the tip, Snafu. Do you recall where you read the article? The provider is Express Scripts. I Googled, but could find no information regarding whether or not they use foreign drugs. They ship from America, so I would guess they must use drugs made in America?

    As for generic, my insurer requires me to accept generic when available.

  7. Mrs.M180 Says:

    Don't forget the additional money saved in gas and car maintenance, and the peace of mind of having one less chore! Big Grin

  8. PNW Mom Says:

    Nice savings!

  9. snafu Says:

    Sorry, I don't retain articles if I decide the topic is not useful for my ESL Here that label can mean anything the marketer wants it to mean!

  10. snafu Says:

    Sorry, I don't retain articles if the topic is not useful for my ESL Here that label can mean anything the marketer wants it to mean!

  11. Banker Gurl Says:

    Mail Order Rx is a great and easy way to save money. I work for a national health insurance company and we try to make all of our member's aware of this benefit in cost and convenience. I also use this service myself and only have good things to say from personal experience.

  12. Petunia 100 Says:

    Banker Gurl, I thought you worked for a bank? Shows how much I know. Smile

  13. Rachael777 Says:

    Petunia.. this is on a prior post but was not sure you would see it on an old post. what do you mean by 'sweep'.. what do you do during a sweep and I see you have auto savings withdrawals. where do those go and for how much (trying to learn). Thanks. Smile (and what is starfishy? Rachael

  14. Petunia 100 Says:

    Hi Rachael,

    When I "sweep", I take unspent money and transfer it someplace. So when I do a wallet sweep, I am taking whatever cash I have left in my wallet. When I do a checking account sweep, I am taking whatever cash I don't need to keep in checking. This is one way I stop myself from frittering away money I should be saving (or putting towards debt) instead. I like to keep $500 in checking as a buffer. Once my monthly bills are all paid, if I have more than $500 left, I "sweep" it away.

    Yes, I have automatic withdrawals set up too. I have three set up for my savings accounts, and one set up for my Roth. I consider these just another bill to pay. This is a method which works for me. In the past, I have tried other methods which for me did not work as well.

    Starfishy is a person. She made the first comment on this blog post.

    I enjoyed your questions. We are all here to learn from each other. Smile

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