Well, I bought the car. With sales tax and registration, it came to $16,493.71. I borrowed 16k from Wells Fargo and coughed up the 493.71. The balance of car fund is going towards car insurance.

Here it is:



J is so happy to have his own wheels. I am glad he gets to enjoy the rest of his senior year with his own car. He has named the Accord "Rose", since I bought the Focus in Roseville, and that event triggered the Accord coming into his possession.

I added a page showing the amortization of my car note as scheduled. I will edit and update it as payments are made. The first payment is not due until Dec 20th. I will make a full payment on Nov 20th anyway, which will give me a nice start. All extra bits of money will now go towards the car loan.

I keep checking every day to see if the loan appears when I log in to Wells Fargo's site. So far, it does not.

Where will the car payment money come from? I'm so glad you asked. The car payment is $248.65. I had been budgeting $170 for Car Fund which will now go towards the payment. Additionally, I have trimmed $50 each from budgeted E Fund and CurveBall Fund deposits.

I'm trying really hard to come in under budget on groceries, miscellaneous, and discretionary spending. After everything is paid for the month, if I have more than $500 in checking, I will sweep it to CurveBall.