Wages - as expected.

Transfer in - money in from sinking funds (see below).

Buffer - beginning checking account balance.

Other - income tax refunds, a cash birthday gift, CC rewards, and checking account interest.



Managed to spend a bit less than budgeted. It's a wash, though. (See Wal-mart item under "other").



Now that Ting is offering service on Verizon's network, I am looking forward to shaving a bit of money from my phone bill. I will be looking into that this month.



Deposits went mostly as expected. I think I have sufficient money now for my dental expense. I have an appointment this Thursday and will know more then.

Money that went out:

Car Ins & Reg - CR-V registration

Car R & M - a minor tune-up

Clothing - replaced my jacket which got too close to a space heater and melted a bit. Also, a new bathing suit, cover up, and casual dress for the cruise. All items purchased on Amazon.

travel/vacation - paid for cruise fare for self and daughter, air fare for self. Remaining balance plus $300 Capital One Savor sign-up bonus will need to cover gratuity, excursions, and 1 night lodging in a motel. It should be enough.



These items were mostly paid with sinking funds, so discussed above. Those which weren't:

Bella vet - transferring money from the appropriate sinking fund would have wiped it out. Instead, I just let it go.

electric toothbrush - recommended by dental hygienist.

Wal-Mart - a mixed bag of household and personal items. Normally I would pay cash for these items, but I just used a CC as it was simpler at the time.



And that is it. Not a bad month all in all, and I am hopeful that I am now ready to apply extra funds to the 5th wheel loan.