Home > Budget By Paycheck 2/17/23

Budget By Paycheck 2/17/23

February 19th, 2023 at 07:03 pm

begin - my beginning checking account balance.

pr - my net payroll check.

fed refund - my federal income tax refund.

Mom - reimbursement for Netflix.  It's been several years since she paid me anything for Netflix, and I really don't mind if she never pays a cent.  She mailed me this check, so I deposited it.

SB - we agreed to increase the amount from $250 to $300.  SB buys our groceries, buys our propane, pays the electric bill, pays the garbage bill, and pays for Starlink internet.  This $300 is my contribution towards those costs.

cash - this is my cash allowance for gas, misc, and spending money.  My budget for this is $260, but I had cash left from last time so reduced my withdrawal to $180.

SF - the automatic transfer to my sinking funds.

Gilligan SF - an initial deposit to save ahead for Gilligan's expenses.

house DP - a tiny deposit to my house down payment fund. 

Roth - a contribution to my Roth IRA.

Citi MC - the balance on my Citi MC.  It included Gilligan's adoption fee ($120), a visit to PetCo ($175.29), a bath for him in one of those dog wash vending machines ($10.00), dinner for two at The Olive Garden ($59.70), and then my Verizon and Netflix bills.

HBO Max - this is a new subscription so I can watch "The Last of Us".  We have Amazon Prime which SB pays for, and this add-on automatically bills his card.  I will reimburse him for this monthly.

life ins - my life insurance premium.

CarMax - the amount of money I had left to throw at my car loan.  This payment brought the balance down to $24,107.86.

ending balance - I am holding on to an additional $500 as I am still shopping for a dog pen and obedience classes.

2 Responses to “Budget By Paycheck 2/17/23”

  1. terri77 Says:

    I notice that some gas stations have a lower price when you pay cash, but it’s so convenient to pay at the pump that I haven’t taken advantage of the discount.

  2. LivingAlmostLarge Says:

    it always is cheaper to use cash but the pay at pump is so nice. I'm not even sure how to pay cash to fill up and I dislike the idea of filling $40 instead of all the way or something.

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