Home > Budget By Paycheck 3/3/23

Budget By Paycheck 3/3/23

March 4th, 2023 at 03:12 pm

begin - checking account previous ending balance ($1,500) plus interest ($0.38)

pr - net payroll check

SB - my contribution towards joint household expenses

cash - coming in low again, mainly due to gas savings from teleworking

sf - automatic sinking funds deposits

house DP - a tiny house down payment fund contribution

roth - Roth IRA contribution @10% of gross income

Citi MC - the balance on my Citi MC.  This amount includes a pen for Gilligan ($300.25), a collar and leash for Gilligan ($27.68),  pizza ($40.00), and an Amazon order for toiletries ($41.85).

WF Visa - some items SB picked up for me

HBO Max - subscription fee for March

obedience - I found a local dog trainer with 30 years of experience.  She is currently offering only private lessons at $65 per pop.  I am setting aside enough for 3 lessons and I think that will be enough.  We had a lesson scheduled for last Sunday, but the weather had other plans.  Hopefully by next weekend we will be able to start.

CarMax - and that left $420 to throw at my car loan.  I need to pay at least half of a payment ($231.01), so this amount represents an extra $188.99.  It is progress, just not as much as I would like.  The new balance is $23,733.63.

end - checking account buffer of 1k which just sits there

And if anyone is interested in trying Budgeting-By-Paycheck for themselves, I found this free printable template online:  16 Free Budget Printables to Save More Money - The Krazy Coupon Lady  You have to scroll a little bit to get to the Budget By Paycheck template.

3 Responses to “Budget By Paycheck 3/3/23”

  1. terri77 Says:

    I really like the budgeting by paycheck method, but I’m probably not careful enough to do so. I’d forget a deduction & end up in overdraft. I have a pretty healthy buffer in my checking account because of this.

  2. rob62521 Says:

    Very well organized!

  3. Amber Says:

    Thanks for sharing the template

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