A native Californian transplanted in southern Illinois.Well, I am moving forward with the purchase of this latest home. The inspection report did turn up some things, but that is to be expected. The list was not overly long and there are only two items which need to be addressed immediately. Most of the items which need repair I was already aware of, as they are obvious. (Some damage to the siding next to the patio, some trim around a window, etc.) And the house could certainly use some cosmetic improvements. But it is a solid little house, which is exactly what I need.
While I have only seen the house via a video call, my daughter, son-in-law, and son toured it in person. My daughter in particular has a good eye for issues, having worked for a time in construction. Plus, they know what I like. They were unanimous in their opinion that it was the best house they had toured with the realtor.
I will be putting down approximately 45k and taking a mortgage for approximately 35k. The monthly mortgage payments (principal and interest only) will be approximately $314, with the mortgage due in 2 years. I will have the option to extend for an additional 2 years, for a fee.
Here's the listing: 8 Wedgewood Ct, Murphysboro, IL 62966 | realtor.com®
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Lucky Robin - At the moment, I have about 39k in cash above what I need to put down. Of course, I have moving expenses on the near horizon. But I should be able to manage on that for quite awhile. I hope to have a job within a month or so after getting settled, because I don't want to live on that money. Instead, I want to add to it and when I have a comfortable enough cushion, just the pay the mortgage in full.
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