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More Planned Budget Changes

July 15th, 2011 at 03:21 am

Beginning in August, this will be my new zero based budget:



My credit card debt is now all at 0.0% until January 2013. If I pay $128 per month, it will be paid in full December 2012. This is fine with me and I don't feel I need to pay it off any faster.

I have been gaining weight lately, so.... I joined another gym. No initiation fee, no contract, $25 per month. Also, I joined Nutrisystem. It costs $300 per month, so I have increased my food budget.

To help compensate for these new costs, I have cut my cash allowance by $40. Sometimes I save up cash from my allowance and treat myself to a mani or pedi. I have decided to stop those for now, and therefore can afford a cut.

I have been concerned that my traditional IRA isn't growing enough, so I will begin contributing $50 per month. That will help a little. Not a whole lot, but a little.

After all the dust from the above settles, I had a bit of cash to bump up my monthly savings.

So here it is, my re-re-re-re-rearrranged budget. Smile

Posted in Budgeting | 3 Comments »

3 Responses to “More Planned Budget Changes”

  1. uRabbit Says:
    July 15th, 2011 at 04:47 am 1310705226
    1310705226

    Is there something supposed to be there, or does it end at "zero based budget:"?

    Is this a funny? Heh

  2. Petunia 100 Says:
    July 15th, 2011 at 05:34 am 1310708067
    1310708067

    The saving advice post monster ate most of my post the first time, Rabbit. It did seem like a sarcastic observation as it was, didn't it?

  3. uRabbit Says:
    July 15th, 2011 at 03:00 pm 1310742034
    1310742034

    Haha! Oh, I see! Hehe yes it was most definitely a head scratcher!

    Love the new budget. That's what I do! Smile

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