A native Californian transplanted in southern Illinois.Happy Halloween
October 31st, 2025 at 02:50 pmHappy Halloween everyone. I will be having a very special trick-or-treater tonight; my son and grandson will be spending the evening with me. Both SB and my DIL will be working, so it will just be the 3 of us. We will have pizza, watch movies, and hopefully pass out a little candy.
Today is payday so I thought I would give a little summary of how my paydays go now. My deposit was $1,434.81. $225 will automatically be transferred to sinking funds, $200 will automatically go to my car loan, $750 was sent off to Citi MC, and $151.94 was sent off to my mortgage payoff fund. That brought my checking account balance down to 1k and I am done until next payday. Usually I have either a mortgage payment ($225) or a terminix payment ($178.21) to make as well, but this being the 3rd paycheck of the month it was a little different.
I put nearly all of my expenses on my Citi MC. This payment of $750 brought the balance down to about $200; all of that is new charges since the last statement so there is no balance being carried forward.
I didn't make a lot of progress toward my goal of paying off my mortgage, but a little bit of progress is the best I can do.