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Home > Decoy Mail, Dell Class Action Lawsuit

Decoy Mail, Dell Class Action Lawsuit

November 15th, 2011 at 02:16 am

Yesterday in the mail I received an $8.00 check from Dell for their class action lawsuit settlement. I happened to buy a laptop from them during the period covered in the lawsuit. I am going to use it for a mortgage chip tomorrow, even though I should just be saving it. I look at it as pleasure spending, because it gives me great pleasure to mortgage chip!

Tomorrow is the day more details about HARP changes are supposed to be released. I will be in a tax update class all day, so I won't get to read about it until tomorrow night. I have been thinking about my situation. While I would love to have a lower interest rate, I don't want to start over again with a new 30. So I was thinking I could calculate a 25 year payment and simply pretend that is my payment. My payment would still drop and I would be shaving a year or so (depending on how long the refi would take) from the end. What is not to love? Then I started wondering if they wrote the note for 25 years, would I get a slightly better rate? Will they even agree to write it for 25 years? I don't know, but I think it is worth asking. And of course, all of this is supposing HARP rates are not at a premium.

Since I became a HauserNet decoy mail agent again last December, my volume has been pretty low. I haven't been paid even once yet, because they won't cut a check for less than $10. Lately my volume has been picking up. Thursday I had 5 pieces, and yesterday I had 9! I now have 55 pieces in my stack, at .25 each that is $13.75. I expect I will get a check after this quarter ends.

Posted in Income, Mortgage | 4 Comments »

4 Responses to “Decoy Mail, Dell Class Action Lawsuit”

  1. crazyliblady Says:
    November 13th, 2011 at 10:47 pm 1321224447
    1321224447

    What exactly is "decoy mail"?

  2. Petunia 100 Says:
    November 13th, 2011 at 11:56 pm 1321228565
    1321228565

    Some companies which mail advertisements want to make certain their mail is arriving on time and in good condition. They will hire a company such as Hausernet, who in turn will have a contractor in each zip code to receive the decoy mail. The decoy mail comes to your home addressed to a fake name with "box" usually in the name someplace. For example, "smnt56box". You report receiving the mail on Hausernet's website. That is all you do, it is easy money.

    In the past, I have even received magazines which I was welcome to keep. For years I received Real Simple, Newsweek, and some tech magazine.

    You don't make a ton of money, but in the past I regularly made $50ish per quarter.

    If you are interested, I have a link to Hausernet in my side bar. (There is no bonus to me if you use my link, I just have it there because people ask.) Once you sign up, if they need someone in your zip code, they will contact you.

  3. scrappytappy Says:
    November 14th, 2011 at 04:46 am 1321246005
    1321246005

    I signed up tonight and am ready to send in my signed letter, etc. It asks for your social security number.

    I've provided this for textbroker so I'm fine with doing it for tax purposes but it seems odd to just write it on a piece of paper. There was no 1099. Is that what you did as well? Thanks in advance!

  4. Petunia 100 Says:
    November 14th, 2011 at 04:07 pm 1321286825
    1321286825

    Scrappy, yes, I did provide my ss# on a piece of paper which I faxed to them. They did not provide me with a W9 form. Did they send you an email asking for your ss#?. If you have gotten that far, they must have an opening in your zip code. Good luck to you, I hope you enjoy doing decoy mail. Smile

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