So it's going OK without Mint. I am finding Wells Fargo's budgeting tool to be less than ideal. It has preset categories, and you cannot edit them or add new ones. You cannot split a single transaction into more than one category. And you cannot import any transactions from any account which is not a Wells Fargo account. So I'm not going to be using it. Instead, I just used Excel and entered all of my cleared transactions into my spreadsheet (I summed them in the column to the right of what you see here). I had to do this for both my checking account and my Chase Freedom Visa.
I changed my "Visa Allowance/Everything Else" combo to "Gasoline/Everything Else". They still total $600.
August was so ugly. "Everything Else" includes $623 for the emergency vet bill, $558 for my car insurance, $406 for my new laptop, $110 for J's yearbook, student ID card, & gym clothes, $71 to file my small claims suit and have the defendent served, and $47 in medical copays.
I am starting September with an almost full tank of gas.
My office was closed yesterday too, so I am enjoying a nice 4 day weekend.
Yesterday I went to get my eyebrows done. It had been 2 months and it was time. I have a girlfriend who has 2 small children and we just don't get together like we used to before she had children. We go together to be threaded and use the time to catch up. She reminded me that the last time we went, she didn't have any cash and so I paid for both of us. I had forgotten that. So, she paid for me yesterday. So far, my cash allowance which must last until next payday 9/14 is still untouched.
On Friday, my paycheck was for 12 days. I was pleased, until I looked at the calendar and saw both of my next paychecks will be for 10 days.
Also on Friday, I did a wallet sweep and added $15 to Mini E-Fund.
My daughter texted me yesterday saying money will be tight this month, so was it OK if she repaid me another $120 instead of the remaining $240. I agreed. That will go into Mini E-Fund and then it will be back to $500. I believe I will begin adding my small deposits to E Fund.
Tuesday is my daughter's 22nd birthday. I will be taking her out to lunch on Monday to a mid-Eastern restaurant. They serve the most delicious sun-dried tomato hummus, as well as a chicken dish made with saffron and grilled veggies. That is what I will be having.
August 2012 Budget Report
September 1st, 2012 at 11:46 pm
September 8th, 2012 at 09:11 pm 1347138717