A native Californian transplanted in southern Illinois.Yesterday I received $160 from my part-time job, which has gone off to E Fund. Inching ever closer to 2 months of take home pay. 
My NFL rewards Visa statement closed yesterday. I had 10,550 rewards points available which I redeemed for a statement credit.
So, I had $1,408.15 sitting in checking with nothing due for the rest of the month. But, I have things going on. Namely, my new 6 month auto insurance premium (will be cancelling the old one with 3 months left, but still, that is 3 months out of pocket now), my new homeowner's insurance premium (will have to wait for refund from current company), the new vacuum cleaner I charged, the $75 gas cards charged at Staples (it will take up to 8 weeks to receive my $25 credit), and I am getting a 100k tune-up on the car today, which will be about $500. I don't have to cough up any of this money now, but it is only a matter of time.
Here is what I did:
$445.54 to NFL rewards Visa (balance less $105.50)
_280.44 to WF rewards Visa
__75.00 to American Express
___7.17 to CurveBall Fund
This left $600.00 in checking, so I am done.
Neither the WF nor AmEx statements have even closed yet, so the payments were VERY early.
Notice, I have ended up using my NFL rewards Visa sign-up bonus towards expenses instead of as a mortgage chip. I'm not thrilled about this, but keeping credit card debt out of my life is a higher priority.
Also, I have not sent much extra to CurveBall. But hopefully, I am making it possible to avoid dipping in next month.
I felt a bit of panic when CurveBall dipped down to $54 two months ago; it's offering more cushion now.
Money In, Money Out
November 22nd, 2013 at 05:19 pm
November 23rd, 2013 at 01:35 am 1385170523
November 23rd, 2013 at 01:56 am 1385171766
November 23rd, 2013 at 03:21 am 1385176904