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Extra Principal and Dental Expenses: Reaching For Financial Security
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Extra Principal and Dental Expenses

January 14th, 2020 at 02:11 pm

Made another principal payment yesterday in the amount of $1,668.98. Balance is down to $35,183.28.

I also had a dental visit yesterday. The dentist I had been seeing left the practice some months ago. The new dentist has a new treatment plan. This new plan includes two crowns and prep to do implants, which I will need to have done elsewhere. My share of cost is $5,400 plus whatever the periodontist charges for the implants. So, we are talking about a large dental bill.

Background: I have ruined my teeth with vitamin C drops and cough drops by having one in my mouth constantly. I have used this method to cope with my constant persistent cough. (I switched to only sugarless cough drops with no citric acid, but the damage was already done.) In the past year, I have had 3 extractions and 8 fillings. I still need more fillings and a deep cleaning, below the gum line. Previous dentist recommended doing a little at a time, which I had been doing.

The dentist wants to begin right away. I made an appointment 2 weeks out, but may cancel. I am not certain I wish to proceed. I think I may try to find where the previous dentist went. SB said I should also consider Mexico.

Also, the extractions were all in the back of my mouth. Two on the lower left and one on the lower right. So I don't APPEAR to be missing any teeth.

I think I am going to stop my extra principal payments for now and save the money instead, until I have a plan of action for my teeth.

6 Responses to “Extra Principal and Dental Expenses”

  1. creditcardfree Says:

    Nice work on the debt paydown!

    Dental work can be expensive. I have a friend going through dental work right now.

    Why do you have a chronic persistent cough? Is it acid reflux by chance I've read that a cough can be a symptom. I hope you can find resolution to this as well.

  2. terri77 Says:

    Good job on the extra principal payment! Is this for a mortgage?

  3. CB in the City Says:

    Although you don't appear to have missing teeth, your mouth will know, and your teeth may do some shifting. So don't wait too long -- you don't want orthodontia on top of everything else!

  4. Mrrilee Says:

    You may want to check the side effects of the drugs you are taking. Many have a side effect of a persistent cough..

  5. Petunia 100 Says:

    CCF - I have had different medical opinions on the cause of my cough. The latest theory is that it is acid reflux and I have been prescribed some stuff. However, I have previously been down this diagnosis path and the medication had no impact whatsoever. The only thing which has ever helped was allergy shots. Well, and moving out of the Central Valley. However, my cough has been slowly coming back.

    Terri - It's not a mortgage per se, but a loan to purchase a 5th wheel, which we live in full-time.

    CB - Yes, I know I will have to do something to keep my teeth from shifting. However, I am wondering if there isn't another solution besides implants.

    Mrrilee - That is an important thing to check, thank you.

  6. rob62521 Says:

    Sorry about those big dental costs. Ouch. That persistent cough sounds awful. My husband had the throat clearing because he has such awful sinusitis. It's not fun.

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