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2026 ACA Plans

November 1st, 2025 at 08:46 pm

Looks like if I keep my current silver ACA plan for 2026 my monthly premium will be $356, up from $110.  Part of the increase is due to my expected income for 2026 rising to 50k.

There were several gold plans available at a lower cost, which does not make sense to me.  Has anyone experienced the same?   I ended up choosing Blue Choice Preferred Gold PPO 204 at a cost of $5 per month. Yes, $5.

 

3 Responses to “2026 ACA Plans”

  1. Kym Fisher Says:
    1762095210


    Funny you ask this. I was checking into my plan. And when I put in my expected income for 2026, which is about the same as 2025, I got a huge subsidy, which I think is either weird or wrong. The plan I currently have, which is a Bronze HMO will go down about $40/month compared to this year. I find that VERY hard to believe. Especially due to the fact that one of the sticking points in the governments shut down is that the Dems are fighting to KEEP the subsidies while the Repubs want them discontinued.

  2. patientsaver Says:
    1762203148

    Is it possible that insurers on the ACA exchange are waiting to see what happens with the budget showdown? I would have been expecting a huge spike in premium cost.

  3. Tabs Says:
    1762324331

    I have already gotten notice that my particular plan is no longer available for next year, and I will have to select a similar but different one, at a higher premium. Sadly, this is not surprising to me as I fully expected my insurance to increase due to all this shenanigans from Trump (who by the way celebrated this weekend with some ritzy Gatsby party. Again, why does anyone even support him, I will never understand.)

    However, the details here are surprising, but I certainly hope things will work out better for all of you than it is going to be for me.

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