My mortgage payment has posted. This month I paid an additional $23.56. My new balance is $159,050.00.

Chips to date: $2,244.36

Interest savings this month: $8.72

Interest savings to date: $323.92

Eventually, the interest savings on the chips I have already made will compound to $4,715.29, provided I own this house until July 1, 2042. Which I definitely won't.

My mortgage payment has posted. This month I paid an additional $5.35. My new balance is $161,050.00.

Chips to date: $2,185.82

Interest savings this month: $8.40

Interest savings to date: $272.55

Eventually, the interest savings on the chips I have already made will compound to $4,616.56, provided I own this house until July 1, 2042. Which I definitely won't.

My mortgage payment has posted. This month I paid an additional $6.46. My new balance is $161,375.00.

Chips to date: $2,180.47

Interest savings this month: $8.36

Interest savings to date: $264.15

Eventually, the interest savings on the chips I have already made will compound to $4,607.34, provided I own this house until July 1, 2042. Which I probably won't.

My mortgage payment has posted. This month I paid an additional $7.58. My new balance is $161,700.00.

Chips to date: $2,174.01

Interest savings this month: $8.30

Interest savings to date: $255.79

Eventually, the interest savings on the chips I have already made will compound to $4,596.11, provided I own this house until July 1, 2042. Which I probably won't.

My mortgage payment has posted. This month I paid an additional $8.70. My new balance is $162,025.00.

Chips to date: $2,166.43

Interest savings this month: $8.24

Interest savings to date: $247.49

Eventually, the interest savings on the chips I have already made will compound to $4,582.66, provided I own this house until July 1, 2042. Which I probably won't.

My mortgage payment has posted. This month I paid an additional $9.82. My new balance is $162,350.00.

Chips to date: $2,157.73

Interest savings this month: $8.17

Interest savings to date: $239.25

Eventually, the interest savings on the chips I have already made will compound to $4,567.53, provided I own this house until July 1, 2042. Which I probably won't.

My mortgage payment has posted. This month I paid an additional $10.93. My new balance is $162,675.00.

Chips to date: $2,147.91

Interest savings this month: $8.11

Interest savings to date: $231.08

Eventually, the interest savings on the chips I have already made will compound to $4,550.18, provided I own this house until July 1, 2042. Which I probably won't.

My mortgage payment has posted. This month I paid an additional $12.05. My new balance is $163,000.00.

Chips to date: $2,136.98

Interest savings this month: $8.04

Interest savings to date: $222.97

Eventually, the interest savings on the chips I have already made will compound to $4,530.79, provided I own this house until July 1, 2042. Which I probably won't.

My mortgage payment has posted. This month I paid an additional $13.17. My new balance is $163,325.00.

Chips to date: $2,124.93

Interest savings this month: $7.97

Interest savings to date: $214.93

Eventually, the interest savings on the chips I have already made will compound to $4,509.16, provided I own this house until July 1, 2042. Which I probably won't.

My mortgage payment has posted. This month I paid an additional $14.28. My new balance is $163,650.00.

Chips to date: $2,111.76

Interest savings this month: $7.90

Interest savings to date: $206.96

Eventually, the interest savings on the chips I have already made will compound to $4,485.24, provided I own this house until July 1, 2042. Which I probably won't.

My mortgage payment has posted. This month I paid an additional $15.40. My new balance is $163,975.00.

Chips to date: $2,097.48

Interest savings this month: $7.82

Interest savings to date: $199.06

Eventually, the interest savings on the chips I have already made will compound to $4,464.64, provided I own this house until July 1, 2042. Which I probably won't.

My mortgage payment has posted. This month Wells Fargo Home Rewards Visa paid an additional $25.00 and I paid an additional $16.52. My new balance is $164,300.00.

Chips to date: $2,082.08

Interest savings this month: $7.73

Interest savings to date: $191.24

Eventually, the interest savings on the chips I have already made will compound to $4,431.49, provided I own this house until July 1, 2042. Which I probably won't.

My mortgage payment has posted. This month I paid an additional $17.72. My new balance is $164,650.00.

Chips to date: $2,040.56

Interest savings this month: $7.56

Interest savings to date: $183.51

Eventually, the interest savings on the chips I have already made will compound to $4,355.41, provided I own this house until July 1, 2042. Which I probably won't.

My mortgage payment has posted. This month I paid an additional $18.84. My new balance is $164,975.00.

Chips to date: $2,022.84

Interest savings this month: $7.47

Interest savings to date: $175.95

Eventually, the interest savings on the chips I have already made will compound to $4,322.91, provided I own this house until July 1, 2042. Which I probably won't.

My mortgage payment has posted. This month I paid an additional $19.96. My new balance is $165,300.00.

Chips to date: $2,004.00

Interest savings this month: $7.37

Interest savings to date: $168.48

Eventually, the interest savings on the chips I have already made will compound to $4,287.95, provided I own this house until July 1, 2042. Which I probably won't.

My mortgage payment has posted. This month I paid an additional $21.07. My new balance is $165,625.00.

Chips to date: $1,984.04

Interest savings this month: $7.28

Interest savings to date: $161.11

Eventually, the interest savings on the chips I have already made will compound to $4,250.98, provided I own this house until July 1, 2042. Which I probably won't.

My mortgage payment has posted. This month I paid an additional $22.19. Wells Fargo Home Rewards Visa automatically applied $25.00 of rewards. My new balance is $165,950.00.

Chips to date: $1,962.97

Interest savings this month: $7.18

Interest savings to date: $153.83

Eventually, the interest savings on the chips I have already made will compound to $4,211.46, provided I own this house until the mortgage is paid in full. Which I probably won't.

My mortgage payment has posted. This month I paid an additional $23.39 just to round out the balance. My new balance is $166,300.00.

Chips to date: $1,915.78

Interest savings this month: $6.99

Interest savings to date: $146.65

Eventually, the interest savings on the chips I have already made will compound to $4,122.23, provided I own this house until the mortgage is paid in full. Which I probably won't.

My mortgage payment has posted. This month I paid an additional $24.51 just to round out the balance. My new balance is $166,625.00.

Chips to date: $1,892.39

Interest savings this month: $6.88

Interest savings to date: $139.66

Eventually, the interest savings on the chips I have already made will compound to $4,078.13, provided I own this house until the mortgage is paid in full. Which I probably won't.

This month is a bit different, since I paid January's mortgage payment early in December. This morning I went ahead and paid an additional $25.71 to principal. I received another $25 credit from WF Home Rewards Visa which they applied on 12/30. My new balance is $166,950.00.

Chips to date: $1,867.88

Interest savings this month: $6.68

Interest savings to date: $132.78

Eventually, the interest savings on the chips I have already made will compound to $4,031.22, provided I own this house until the mortgage is paid in full. Which I won't.

I have made my scheduled mortgage payment, along with an extra $1.75. My new balance is $167,300.00.

Chips to date: $1,817.17

Interest savings this month: $6.65

Interest savings to date: $126.10

Eventually, the interest savings on the chips I have already made will compound to $3,934.03, provided I own this house until the mortgage is paid in full. Which I won't.

I have made my scheduled mortgage payment, along with an extra $2.86. I received another $25 credit from WF Home Rewards Visa. My new balance is $167,625.00.

Chips to date: $1,815.42

Interest savings this month: $6.54

Interest savings to date: $119.45

Eventually, the interest savings on the chips I have already made will compound to $3,882.41, provided I own this house until the mortgage is paid in full. Which I won't.

Well, BF's house is still in escrow. The final inspections have been done, resulting in a very short list of requests from the buyers. They wanted another pest inspection to determine if mice are present (old droppings found in the attic), they wanted the antenna removed from the roof, and they wanted "debris" (mostly pine needles) removed from the roof and rain gutters. Those were all reasonable requests and they have all been done. Just waiting now for it to close. Maybe this week; maybe not.

I let BF use my credit cards to charge property taxes for his timber property. Three parcels, 100+ acres in total with several houses and other buildings. The county would have auctioned them off for back taxes next week. Oh, that man. He had been counting on the house selling well before now, but it just did not work out that way. I was pretty stressed about becoming financially responsible to repay those taxes. BF took out a term life insurance policy on himself to benefit me, just in case something should happen to him before the house sale is final, because I would be really screwed. With "convenience fees", the property taxes came to right at 18k. The three parcels are worth 800k-ish.

I have made my scheduled mortgage payment, along with an extra $3.98. I received another $25 credit from WF Home Rewards Visa. My new balance is $167,950.00.

Chips to date: $1,787.56

Interest savings this month: $6.41

Interest savings to date: $112.91

Eventually, the interest savings on the chips I have already made will compound to $3,828.01, provided I own this house until the mortgage is paid in full. Which I won't.

I did not update my "My Mortgage Amortization" page, since the pics won't upload anyway.

Next month should see another $25 chip from credit card rewards.

I have made my scheduled mortgage payment, along with an extra $5.01. My new balance is $168,250.00.

Chips to date: $1,758.58

Interest savings this month: $6.37

Interest savings to date: $106.50

Eventually, the interest savings on the chips I have already made will compound to $3,820.28, provided I own this house until the mortgage is paid in full. Which I won't.

I did not update my "My Mortgage Amortization" page, since the pics won't upload anyway.

I have made my scheduled mortgage payment, along with an extra $6.04. My new balance is $168,550.00.

Chips to date: $1,753.57

Interest savings this month: $6.33

Interest savings to date: $100.13

Eventually, the interest savings on the chips I have already made will compound to $3,810.60, provided I own this house until the mortgage is paid in full. Which I won't.

I decided to add a page for my mortgage amortization. I didn't post the entire thing, just my progress from the beginning and then the very end. The cells highlighted in green mean those payments have already happened. The cells highlighted in pink at the end mean those payments will never happen, they have been eliminated. I so enjoy highlighting cells in pink.

I have made my scheduled mortgage payment, along with an extra $7.07. I enjoyed another $25 credit from Wells Fargo Home Mortgage Visa. My new balance is $168,850.00.

Chips to date: $1,747.53

Interest savings this month: $6.29

Interest savings to date: $93.80

Eventually, the interest savings on the chips I have already made will compound to $3,798.50, provided I own this house until the mortgage is paid in full. Which I won't.

Gosh, these entries are boring. I want something more exciting to happen.

I have made my scheduled mortgage payment, along with an extra $8.13. My new balance is $169,175.00.

Chips to date: $1,715.46

Interest savings this month: $6.15

Interest savings to date: $87.51

Eventually, the interest savings on the chips I have already made will compound to $3,734.69, provided I own this house until the mortgage is paid in full. Which I won't.

I have made my scheduled mortgage payment, along with an extra $9.28. I have received yet another $25.00 credit from WFHM Rewards Visa. My new balance is $169,475.00.

Chips to date: $1,707.33

Interest savings this month: $6.10

Interest savings to date: $81.36

Eventually, the interest savings on the chips I have already made will compound to $3,718.54, provided I own this house until the mortgage is paid in full. Which I won't. :P

I have made my scheduled mortgage payment, along with an extra $10.34. My new balance is $169,800.00. I'm pretty excited to be under 170k!

Chips to date: $1,673.05

Interest savings this month: $5.95

Interest savings to date: $75.26

Eventually, the interest savings on the chips I have already made will compound to $3,649.73, provided I own this house until the mortgage is paid in full.

I have made my scheduled mortgage payment, along with an extra $11.45. I received another $25 credit from WF Home Rewards Visa. My new balance is $170,100.00. An exciting milestone is on the horizon.

Chips to date: $1,662.71

Interest savings this month: $5.80

Interest savings to date: $69.31

Eventually, the interest savings on the chips I have already made will compound to $3,578.75, provided I own this house until the mortgage is paid in full.